Food & Restaurants · lender intelligence
How to finance a Jon Smith Subs in Texas
The SBA 7(a) lenders funding the most Jon Smith Subs deals in Texas, from public loan records — typical Jon Smith Subs loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Jon Smith Subs in Texas
$524K
Typical loan
range $500K–$524K
$582K
Est. purchase price
≈ loan ÷ 90%
$77,799
Cash to close
$58,167 down + fees
$6,774/mo
Typical payment
~9.5% · 10yr
$93,481/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
42 days
Typical time to fund
1
Lenders competing
more = leverage
8.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Jon Smith Subs in Texas
Ranked by funded Jon Smith Subs loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
2+ funded Jon Smith Subs in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- K & J Restaurant Management, LLC in Frisco, TX — $500K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 101 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 42 days
- Approved
- 2/9/2023
- First disbursed
- 3/23/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Jy Establishment Food Service LLC in Cypress, TX — $524K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 106 months
- SBA guaranteed
- $393K (75%)
- Approval → funding
- 21 days
- Approved
- 7/19/2022
- First disbursed
- 8/9/2022
- Loan status
- Failed — $468K charged off (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Jon Smith Subs in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Jon Smith Subs loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jon Smith Subs purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Citizens Bank funds the most here. CapBench is not a lender.
- $500K typical Jon Smith Subs loan
- 1 lenders active in Texas
- 2+ funded Texas deals
- 42 days typical to fund
Buyers buying a Jon Smith Subs in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.