Health & Medical · lender intelligence

How to finance a Kiddie Academy in Florida

State:

Alabama (1)Arizona (1)California (5)Colorado (7)Georgia (9)Hawaii (1)Illinois (9)Indiana (2)Kentucky (1)Maryland (9)Massachusetts (1)Michigan (2)

The SBA 7(a) lenders funding the most Kiddie Academy deals in Florida, from public loan records — typical Kiddie Academy loan about $696K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Kiddie Academy in Florida

$756K

Typical loan

range $387K–$1.12M

$840K

Est. purchase price

≈ loan ÷ 90%

$115,185

Cash to close

$84,000 down + fees

$9,782/mo

Typical payment

~9.5% · 10yr

$134,992/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

6.96%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kiddie Academy in Florida

Ranked by funded Kiddie Academy loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,322 loans · $185M · Wilmington, DEFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.318 loans · $229M · Osage Beach, MOFull record →

9+ funded Kiddie Academy in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

St. Cloud Daycare LLC in Saint Cloud, FL — $398K (2025) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.06% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$299K (75%)
Approval → funding
46 days
Approved
10/21/2024
First disbursed
12/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
New Business or 2 years or less
Industry
Child Care Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Wisdom Rose Management LLC in Sarasota, FL — $387K (2025) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.36% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$290K (75%)
Approval → funding
39 days
Approved
11/14/2024
First disbursed
12/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
37
Business age
New Business or 2 years or less
Industry
Child Care Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
K.A. of Wiregrass Ranch LLC in Wesley Chapel, FL — $1.1M (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$839K (75%)
Approval → funding
19 days
Approved
8/31/2023
First disbursed
9/19/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
53
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
SANTA FANATIC, LLC in Winter Garden, FL — $968K (2023) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$726K (75%)
Approval → funding
150 days
Approved
9/29/2023
First disbursed
2/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
46
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Coastal Rec Ventures Inc in Stuart, FL — $335K (2023) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approval → funding
15 days
Approved
9/20/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Kiddie Academy of Lakewood Ranch in Bradenton, FL — $4.5M (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.02% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.3M (74%)
Approval → funding
21 days
Approved
4/29/2022
First disbursed
5/20/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Just B Claus, LLC in Winter Garden, FL — $165K (2022) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.91% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$124K (75%)
Approval → funding
11 days
Approved
5/26/2022
First disbursed
6/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Peat Kids Holdings LLC in Cantonment, FL — $3.1M (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
306 months
SBA guaranteed
$2.3M (75%)
Approval → funding
5 days
Approved
8/28/2020
First disbursed
9/2/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Child Day Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Just B Claus, LLC in Winter Garden, FL — $756K (2020) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.28% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$567K (75%)
Approval → funding
84 days
Approved
1/7/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
46
Business age
Startup, Loan Funds will Open Business
Industry
Child Day Care Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Kiddie Academy in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Kiddie Academy loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kiddie Academy purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. TD Bank, National Association funds the most here. CapBench is not a lender.

$696K typical Kiddie Academy loan
4 lenders active in Florida
9+ funded Florida deals
21 days typical to fund

Buyers buying a Kiddie Academy in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Kiddie Academy lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/kiddie-academy/florida
API:: https://www.capbench.com/api/public/lenders?franchise=kiddie-academy&state=FL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.