Food & Restaurants · lender intelligence

How to finance a Kung Fu Tea

State:

The SBA 7(a) lenders funding the most Kung Fu Tea deals, ranked from public loan records — typical Kung Fu Tea loan about $250K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Kung Fu Tea

$250K

Typical loan

range $155K–$325K

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

7.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kung Fu Tea

Ranked by funded Kung Fu Tea loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.149 loans · $135M · Mukwonago, WIFull record →
3.1 loans · $2M · Houston, TXFull record →
4.11 loans · $7M · Flushing, NYFull record →
5.328 loans · $134M · Cleveland, OHFull record →
6.242 loans · $281M · Chicago, ILFull record →
7.139 loans · $102M · Los Angeles, CAFull record →
8.18 loans · $20M · Fort Lee, NJFull record →
9.116 loans · $120M · Evansville, INFull record →
10.33 loans · $15M · Minneapolis, MNFull record →
11.274 loans · $315M · Los Angeles, CAFull record →

21+ funded Kung Fu Tea deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Iconic Resolution LLC in Glenview, IL — $600K (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approval → funding
20 days
Approved
8/27/2025
First disbursed
9/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$667K
Est. down payment (10%)
$67K
Est. cash at closing
$89K
Monthly payment
$8,012
Annual debt service
$96K
Cash flow needed (1.25×)
$120K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
New Leaf Management in Bristol, TN — $500K (2025) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
124 months
SBA guaranteed
$375K (75%)
Approved
2/12/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
BOBA LOUNGE INC. in Pickerington, OH — $251K (2024) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
10.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
6 days
Approved
5/3/2024
First disbursed
5/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
AFGHAN LLC in Riverside, CA — $216K (2024) · Old National Bank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
119 months
SBA guaranteed
$162K (75%)
Approved
4/6/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
ATSU Naperville LLC in Naperville, IL — $300K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
3 days
Approved
1/31/2023
First disbursed
2/3/2023
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
472 Riveredge LLC in River Edge, NJ — $190K (2023) · NewBank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
108 mo (9 yrs)
SBA guaranteed
$143K (75%)
Approval → funding
34 days
Approved
2/1/2023
First disbursed
3/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by NewBank · Lender record →
Your business? Claim this record · Request removal
ATSU Naperville LLC in Naperville, IL — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
1/31/2023
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Jung&Jung One Inc. in Washington, DC — $680K (2022) · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$510K (75%)
Approval → funding
6 days
Approved
7/5/2022
First disbursed
7/11/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
SKY DESSERTS LLC in San Diego, CA — $350K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
21 days
Approved
6/15/2022
First disbursed
7/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BUBBLE B, LLC in Livonia, MI — $325K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approval → funding
12 days
Approved
9/14/2022
First disbursed
9/26/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mini Cafe LLC in Northvale, NJ — $250K (2022) · New Millennium Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
90 months
SBA guaranteed
$188K (75%)
Approval → funding
20 days
Approved
8/9/2022
First disbursed
8/29/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
JML Ventures LLC in Mishawaka, IN — $150K (2022) · Inova Federal Credit Union
Program
7a General
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$113K (75%)
Approval → funding
10 days
Approved
9/16/2022
First disbursed
9/26/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Inova Federal Credit Union
Your business? Claim this record · Request removal
H&Z LLC in Sterling, VA — $50K (2022) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$43K (85%)
Approval → funding
302 days
Approved
12/14/2021
First disbursed
10/12/2022
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
BUBBLE B, LLC in Livonia, MI — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
14 days
Approved
9/21/2022
First disbursed
10/5/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
THE ELITE TEA CORPORATION in Frisco, TX — $465K (2021) · Golden Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$419K (90%)
Approval → funding
15 days
Approved
4/15/2021
First disbursed
4/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Golden Bank National Association · Lender record →
Your business? Claim this record · Request removal
H&Z LLC in Sterling, VA — $296K (2021) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$266K (90%)
Approval → funding
440 days
Approved
7/28/2021
First disbursed
10/11/2022
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
ATSU LLC in Glenview, IL — $290K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (90%)
Approval → funding
2 days
Approved
3/29/2021
First disbursed
3/31/2021
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Oming, Inc. in Arlington, VA — $225K (2021) · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$203K (90%)
Approval → funding
79 days
Approved
7/13/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Kung Fu Tea in Cary, NC — $200K (2021) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (90%)
Approval → funding
19 days
Approved
9/11/2021
First disbursed
9/30/2021
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Chronicles LLC in National City, CA — $155K (2021) · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$140K (90%)
Approval → funding
1 days
Approved
6/24/2021
First disbursed
6/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal

Buying a Kung Fu Tea? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Kung Fu Tea businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kung Fu Tea purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$250K typical Kung Fu Tea loan
13 lenders fund the brand
19 days typical to fund

Buyers researching a Kung Fu Tea typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Kung Fu Tea record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/kung-fu-tea
API:: https://www.capbench.com/api/public/lenders?franchise=kung-fu-tea
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.