Education & Childcare · lender intelligence
How to finance a LearningRx in Florida
The SBA 7(a) lenders funding the most LearningRx deals in Florida, from public loan records — typical LearningRx loan about $139K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance LearningRx in Florida
$222K
Typical loan
range $130K–$222K
$246K
Est. purchase price
≈ loan ÷ 90%
$32,918
Cash to close
$24,611 down + fees
$3,242/mo
Typical payment
~12.5% · 10yr
$44,740/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
113 days
Typical time to fund
2
Lenders competing
more = leverage
8.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with LearningRx in Florida
Ranked by funded LearningRx loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 2.62 loans · $21M · Saint Cloud, MNFull record →
2+ funded LearningRx in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LearningRx Jacksonville Beach in Jacksonville, FL — $222K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $166K (75%)
- Approval → funding
- 113 days
- Approved
- 4/2/2025
- First disbursed
- 7/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- LearningRx St Johns LLC in St Augustine, FL — $130K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 14 days
- Approved
- 1/17/2020
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a LearningRx in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded LearningRx loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a LearningRx purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Readycap Lending, LLC funds the most here. CapBench is not a lender.
- $139K typical LearningRx loan
- 2 lenders active in Florida
- 2+ funded Florida deals
- 113 days typical to fund
Buyers buying a LearningRx in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.