Education & Childcare · lender intelligence

How to finance a LearningRx in New Jersey

State:

The SBA 7(a) lenders funding the most LearningRx deals in New Jersey, from public loan records — typical LearningRx loan about $139K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance LearningRx in New Jersey

$139K

Typical loan

range $139K–$139K

$155K

Est. purchase price

≈ loan ÷ 90%

$19,936

Cash to close

$15,478 down + fees

$2,039/mo

Typical payment

~12.5% · 10yr

$28,138/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with LearningRx in New Jersey

Ranked by funded LearningRx loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

1.24 loans · $21M · Raleigh, NCFull record →

1+ funded LearningRx in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SMARTKID LLC in Marlboro, NJ — $139K (2020) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$118K (85%)
Approved
6/8/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal

Buying a LearningRx in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded LearningRx loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a LearningRx purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. North State Bank funds the most here. CapBench is not a lender.

$139K typical LearningRx loan
1 lenders active in New Jersey
1+ funded New Jersey deals

Buyers buying a LearningRx in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All LearningRx lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/learningrx/new-jersey
API:: https://www.capbench.com/api/public/lenders?franchise=learningrx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.