Automotive · lender intelligence
How to finance a LINE-X in California
The SBA 7(a) lenders funding the most LINE-X deals in California, from public loan records — typical LINE-X loan about $510K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance LINE-X in California
$581K
Typical loan
range $581K–$581K
$646K
Est. purchase price
≈ loan ÷ 90%
$86,344
Cash to close
$64,556 down + fees
$7,518/mo
Typical payment
~9.5% · 10yr
$103,748/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
63 days
Typical time to fund
1
Lenders competing
more = leverage
5.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with LINE-X in California
Ranked by funded LINE-X loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.97 loans · $96M · Raleigh, NCFull record →
1+ funded LINE-X in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Manteca Truck Accessories, Inc. in Manteca, CA — $581K (2020) · First-Citizens Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 100 months
- SBA guaranteed
- $436K (75%)
- Approval → funding
- 63 days
- Approved
- 4/28/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Stores
Funded by First-Citizens Bank & Trust Company · Lender record →
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Buying a LINE-X in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded LINE-X loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a LINE-X purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. First-Citizens Bank & Trust Company funds the most here. CapBench is not a lender.
- $510K typical LINE-X loan
- 1 lenders active in California
- 1+ funded California deals
- 63 days typical to fund
Buyers buying a LINE-X in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.