Automotive · lender intelligence
How to finance a LINE-X in Texas
The SBA 7(a) lenders funding the most LINE-X deals in Texas, from public loan records — typical LINE-X loan about $510K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance LINE-X in Texas
$1.00M
Typical loan
range $722K–$2.44M
$1.11M
Est. purchase price
≈ loan ÷ 90%
$152,361
Cash to close
$111,111 down + fees
$12,940/mo
Typical payment
~9.5% · 10yr
$178,572/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
42 days
Typical time to fund
2
Lenders competing
more = leverage
7.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with LINE-X in Texas
Ranked by funded LINE-X loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $3M · Moulton, TXFull record →
4+ funded LINE-X in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ANW HOME SERVICES LLC in Hutto, TX — $267K (2023) · SouthStar Bank, S.S.B.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 8 days
- Approved
- 9/21/2023
- First disbursed
- 9/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by SouthStar Bank, S.S.B. · Lender record →
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- Laoch Enterprises LLC in Plano, TX — $722K (2022) · SNB Bank, National Association
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $542K (75%)
- Approval → funding
- 8 days
- Approved
- 7/26/2022
- First disbursed
- 8/3/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Retailers
Funded by SNB Bank, National Association
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- French Clan Investments LLC in Austin, TX — $2.4M (2020) · purchase · SouthStar Bank, S.S.B.
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 42 days
- Approved
- 8/19/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Trusts, Estates, and Agency Accounts
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $271K
- Est. cash at closing
- $374K
- Monthly payment
- $14,637
- Annual debt service
- $176K
- Cash flow needed (1.25×)
- $220K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthStar Bank, S.S.B. · Lender record →
Your business? Claim this record · Request removal
- French Clan - TX Hill Country LLC in Leander, TX — $1.0M (2020) · SouthStar Bank, S.S.B.
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 45 days
- Approved
- 8/16/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Stores
Funded by SouthStar Bank, S.S.B. · Lender record →
Your business? Claim this record · Request removal
Buying a LINE-X in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded LINE-X loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a LINE-X purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. SouthStar Bank, S.S.B. funds the most here. CapBench is not a lender.
- $510K typical LINE-X loan
- 2 lenders active in Texas
- 4+ funded Texas deals
- 42 days typical to fund
Buyers buying a LINE-X in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.