Food & Restaurants · lender intelligence
How to finance a Long John Silver's
The SBA 7(a) lenders funding the most Long John Silver's deals, ranked from public loan records — typical Long John Silver's loan about $1.8M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Long John Silver's
$1.75M
Typical loan
range $50K–$1.75M
$1.94M
Est. purchase price
≈ loan ÷ 90%
$267,413
Cash to close
$194,444 down + fees
$22,645/mo
Typical payment
~9.5% · 10yr
$312,501/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
2
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Long John Silver's
Ranked by funded Long John Silver's loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.88 loans · $96M · Muncie, INFull record →
- 2.155 loans · $58M · Mountain View, ARFull record →
2+ funded Long John Silver's deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Affinity Management, Inc. in Cincinnati, OH — $50K (2024) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approved
- 10/5/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
- Scarlet Cactus LLC in Belen, NM — $1.8M (2022) · Stone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 17 days
- Approved
- 4/12/2022
- First disbursed
- 4/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- New Business or 2 years or less
- Industry
- Gasoline Stations with Convenience Stores
Funded by Stone Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Long John Silver's? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Long John Silver's businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Long John Silver's purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Merchants Bank funds the most. CapBench is not a lender.
- $1.8M typical Long John Silver's loan
- 2 lenders fund the brand
- 17 days typical to fund
Buyers researching a Long John Silver's typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.