Franchise · lender intelligence

How to finance a Mac Tools

State:

The SBA 7(a) lenders funding the most Mac Tools deals, ranked from public loan records — typical Mac Tools loan about $57K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Mac Tools

$57K

Typical loan

range $25K–$304K

$63K

Est. purchase price

≈ loan ÷ 90%

$8,157

Cash to close

$6,333 down + fees

$834/mo

Typical payment

~12.5% · 10yr

$11,509/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

8.12%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Mac Tools

Ranked by funded Mac Tools loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.20 loans · $8M · Saint Petersburg, FLFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →
3.251 loans · $34M · San Juan, PRFull record →
4.741 loans · $149M · Northbrook, ILFull record →
5.3 loans · $0M · Rutland, VTFull record →
6.16 loans · $6M · Andover, KSFull record →
7.2,539 loans · $965M · Columbus, OHFull record →

9+ funded Mac Tools deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TMT TOOLS, LLC in Lake Havasu City, AZ — $350K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
2 days
Approved
1/28/2026
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Hardware Retailers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
JS Tool Distributor, LLC in Greenville, OH — $350K (2023) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
4 days
Approved
1/26/2023
First disbursed
1/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Industrial Machinery and Equipment Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
CCW Tools, LLC in Berlin Center, OH — $304K (2023) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$228K (75%)
Approval → funding
8 days
Approved
11/21/2022
First disbursed
11/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Industrial Machinery and Equipment Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
PAGAN TOOLS INC. in Santa Isabel, PR — $10K (2023) · Banco Popular de Puerto Rico
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
13.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$5K (50%)
Approval → funding
7 days
Approved
12/23/2022
First disbursed
12/30/2022
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
All Other General Merchandise Retailers
Funded by Banco Popular de Puerto Rico · Lender record →
Your business? Claim this record · Request removal
R.A.D. Tool and Equipment Sales, LLC in Rochester, NY — $50K (2022) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
27 days
Approved
11/3/2021
First disbursed
11/30/2021
Loan status
Paid in full (7/31/2023)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Automobile and Other Motor Vehicle Merchant Wholesalers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Burbs Tools LLC in Panton, VT — $25K (2022) · Heritage Family FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
9 days
Approved
8/2/2022
First disbursed
8/11/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Parts and Accessories Retailers
Funded by Heritage Family FCU · Lender record →
Your business? Claim this record · Request removal
Tools N More LLC in Orwigsburg, PA — $57K (2021) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (75%)
Approval → funding
41 days
Approved
9/20/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Other Direct Selling Establishments
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
SDH Toolz LLC in Madison, OH — $25K (2021) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$19K (75%)
Approval → funding
19 days
Approved
9/1/2021
First disbursed
9/20/2021
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Electronic and Precision Equipment Repair and Maintena
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Peerson Tool Co LLC in Odessa, MO — $104K (2020) · Equity Bank
Program
Preferred Lenders Program
Rate at approval
6.33% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$78K (75%)
Approved
12/20/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Unanswered
Industry
Other Direct Selling Establishments
Funded by Equity Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Mac Tools? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mac Tools businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Mac Tools purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. BayFirst National Bank funds the most. CapBench is not a lender.

$57K typical Mac Tools loan
7 lenders fund the brand
9 days typical to fund

Buyers researching a Mac Tools typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Mac Tools record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/mac-tools
API:: https://www.capbench.com/api/public/lenders?franchise=mac-tools
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.