Mac Tools, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1064)
9 deals since 2020 · typical deal $57K
9
Deals since 2020
$57K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Mac Tools
Most Mac Tools deals financed between $25K and $304K. Above $304K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $843
- Down payment (10%)
- $6K
- Cash to close (all-in)
- $8K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$8K)
Experience
Recent financings
- TMT TOOLS, LLC in Lake Havasu City, AZ — $350K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 2 days
- Approved
- 1/28/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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- JS Tool Distributor, LLC in Greenville, OH — $350K (2023) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 4 days
- Approved
- 1/26/2023
- First disbursed
- 1/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Industrial Machinery and Equipment Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
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- CCW Tools, LLC in Berlin Center, OH — $304K (2023) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $228K (75%)
- Approval → funding
- 8 days
- Approved
- 11/21/2022
- First disbursed
- 11/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Industrial Machinery and Equipment Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
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- PAGAN TOOLS INC. in Santa Isabel, PR — $10K (2023) · Banco Popular de Puerto Rico
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $5K (50%)
- Approval → funding
- 7 days
- Approved
- 12/23/2022
- First disbursed
- 12/30/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- All Other General Merchandise Retailers
Funded by Banco Popular de Puerto Rico · Lender record →
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- R.A.D. Tool and Equipment Sales, LLC in Rochester, NY — $50K (2022) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 27 days
- Approved
- 11/3/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Automobile and Other Motor Vehicle Merchant Wholesalers
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Burbs Tools LLC in Panton, VT — $25K (2022) · Heritage Family FCU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 9 days
- Approved
- 8/2/2022
- First disbursed
- 8/11/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Retailers
Funded by Heritage Family FCU · Lender record →
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- Tools N More LLC in Orwigsburg, PA — $57K (2021) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (75%)
- Approval → funding
- 41 days
- Approved
- 9/20/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Other Direct Selling Establishments
Funded by Manufacturers and Traders Trust Company · Lender record →
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- SDH Toolz LLC in Madison, OH — $25K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $19K (75%)
- Approval → funding
- 19 days
- Approved
- 9/1/2021
- First disbursed
- 9/20/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Electronic and Precision Equipment Repair and Maintena
Funded by The Huntington National Bank · Lender record →
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- Peerson Tool Co LLC in Odessa, MO — $104K (2020) · Equity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.33% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $78K (75%)
- Approved
- 12/20/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Unanswered
- Industry
- Other Direct Selling Establishments
Funded by Equity Bank · Lender record →
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Who funds Mac Tools — and where
Every dot is a financed Mac Tools — 7 mapped.
Financed Mac Tools locations — list all 7 as text
- CCW Tools, LLC — Berlin Center · $304K · FY2023 · Industrial Machinery and Equipment Merchant Wholesalers
- JS Tool Distributor, LLC — Greenville · $350K · FY2023 · Industrial Machinery and Equipment Merchant Wholesalers
- TMT TOOLS, LLC — Lake Havasu City · $350K · FY2026 · Hardware Retailers
- Peerson Tool Co LLC — Odessa · $104K · FY2020 · Other Direct Selling Establishments
- R.A.D. Tool and Equipment Sales, LLC — Rochester · $50K · FY2022 · Automobile and Other Motor Vehicle Merchant Wholesalers
- SDH Toolz LLC — Madison · $25K · FY2021 · Other Electronic and Precision Equipment Repair and Maintena
- Tools N More LLC — Orwigsburg · $57K · FY2021 · Other Direct Selling Establishments
Top lenders for this brand
Most active states
- 1.Ohio (3 loans)
- 2.PR (1 loans)
- 3.Arizona (1 loans)
- 4.Vermont (1 loans)
- 5.Missouri (1 loans)
- 6.New York (1 loans)
- 7.Pennsylvania (1 loans)
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Common questions
How much does a Mac Tools cost to buy or open?
The typical deal for Mac Tools is $57K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $6K of buyer cash on a typical deal.
How risky is Mac Tools?
Mac Tools has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Mac Tools with an SBA loan?
Yes — Mac Tools has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Mac Tools franchise
Most Mac Tools buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Mac Tools deal financed for $57K, which points to about $6K of buyer cash on a typical purchase. Mac Tools is listed in the SBA Franchise Directory (identifier S1064), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Mac Tools — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Mac Tools — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Mac Tools — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Mac Tools is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $57K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1064)
- Top lenders: BayFirst National Bank, Manufacturers and Traders Trust Company, Banco Popular de Puerto Rico
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Mac Tools.