Food & Restaurants · lender intelligence
How to finance a Matto Expresso
The SBA 7(a) lenders funding the most Matto Expresso deals, ranked from public loan records — typical Matto Expresso loan about $180K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Matto Expresso
$180K
Typical loan
range $180K–$180K
$200K
Est. purchase price
≈ loan ÷ 90%
$26,750
Cash to close
$20,000 down + fees
$2,635/mo
Typical payment
~12.5% · 10yr
$36,363/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
59 days
Typical time to fund
2
Lenders competing
more = leverage
5.9%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Matto Expresso
Ranked by funded Matto Expresso loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.9 loans · $10M · Garden City Park, NYFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
5+ funded Matto Expresso deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Naim Matto 1353 LLC in New York, NY — $180K (2022) · Hanover Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $90K (50%)
- Approval → funding
- 30 days
- Approved
- 10/1/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- Naim Matto 9131 LLC in Elmhurst, NY — $180K (2022) · Hanover Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $90K (50%)
- Approval → funding
- 30 days
- Approved
- 10/1/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- Espresso 70 LLC in New York, NY — $180K (2021) · Hanover Community Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $162K (90%)
- Approval → funding
- 59 days
- Approved
- 5/28/2021
- First disbursed
- 7/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- Espresso John LLC in New York, NY — $168K (2021) · Hanover Community Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $151K (90%)
- Approval → funding
- 59 days
- Approved
- 5/28/2021
- First disbursed
- 7/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- Arraziq LLC in West Orange, NJ — $225K (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 108 days
- Approved
- 8/14/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Matto Expresso? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Matto Expresso businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Matto Expresso purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Hanover Community Bank funds the most. CapBench is not a lender.
- $180K typical Matto Expresso loan
- 2 lenders fund the brand
- 59 days typical to fund
Buyers researching a Matto Expresso typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.