Franchise · lender intelligence
How to finance a Metal Supermarkets
The SBA 7(a) lenders funding the most Metal Supermarkets deals, ranked from public loan records — typical Metal Supermarkets loan about $260K, 0% failure rate across 36 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Metal Supermarkets
$260K
Typical loan
range $50K–$400K
$289K
Est. purchase price
≈ loan ÷ 90%
$38,639
Cash to close
$28,889 down + fees
$3,582/mo
Typical payment
~11% · 10yr
$49,432/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
19
Lenders competing
more = leverage
7.85%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Metal Supermarkets
Ranked by funded Metal Supermarkets loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.15 loans · $4M · Waverly, NEFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.23 loans · $25M · Chicago, ILFull record →
- 5.18 loans · $24M · Madison, WIFull record →
- 6.1,927 loans · $207M · Buffalo, NYFull record →
- 7.1 loans · $0M · Bayport, MNFull record →
- 8.85 loans · $36M · Waterbury, CTFull record →
- 9.10 loans · $9M · Elk City, OKFull record →
- 10.328 loans · $134M · Cleveland, OHFull record →
- 11.318 loans · $229M · Osage Beach, MOFull record →
- 12.9 loans · $10M · Warren, PAFull record →
- 13.868 loans · $362M · Salt Lake City, UTFull record →
- 14.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 15.15 loans · $13M · Flowood, MSFull record →
- 16.14 loans · $23M · Miami Lakes, FLFull record →
- 17.16 loans · $6M · New Castle, INFull record →
36+ funded Metal Supermarkets deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- INKDRINKER MS1, LLC in Cicero, IL — $342K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $256K (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Mac Metals, LLC in Columbus, OH — $260K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 35 days
- Approved
- 11/26/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Other Building Material Dealers
If you were the buyer here
- Est. deal size
- $289K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,364
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- INKDRINKER MS1, LLC in Cicero, IL — $25K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Arya Metals LLC in Durham, NC — $1.4M (2025) · CIBC Bank USA
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 46 days
- Approved
- 9/18/2025
- First disbursed
- 11/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
- Metal In LLC in Farmington, CT — $450K (2025) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 54 days
- Approved
- 3/7/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- MS METALS DALLAS LLC in Lancaster, TX — $449K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $337K (75%)
- Approval → funding
- 15 days
- Approved
- 9/10/2025
- First disbursed
- 9/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Arya Metals LLC in Durham, NC — $175K (2025) · CIBC Bank USA
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $88K (50%)
- Approved
- 9/18/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
- Mobile Industrial Metal Inc in Theodore, AL — $150K (2025) · Community Bank of Mississippi
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 55 days
- Approved
- 1/31/2025
- First disbursed
- 3/27/2025
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Community Bank of Mississippi · Lender record →
Your business? Claim this record · Request removal
- MS METALS DALLAS LLC in Lancaster, TX — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 9/10/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Metal In LLC in Farmington, CT — $40K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 146 days
- Approved
- 3/7/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Huntsville Metal, LLC in Huntsville, AL — $963K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 308 months
- SBA guaranteed
- $722K (75%)
- Approval → funding
- 16 days
- Approved
- 8/26/2024
- First disbursed
- 9/11/2024
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Metallic Magic, LLC in Orlando, FL — $892K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $669K (75%)
- Approved
- 6/10/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Garden State Metals LLC in Fairfield, NJ — $100K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 1/25/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Metallic Magic, LLC in Orlando, FL — $50K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 6/10/2024
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Metal Quick, Inc. in Chesterton, IN — $50K (2024) · Horizon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 17 days
- Approved
- 8/9/2024
- First disbursed
- 8/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
- Metal Quick, Inc. in Mishawaka, IN — $50K (2024) · Horizon Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 45 months
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 14 days
- Approved
- 11/10/2023
- First disbursed
- 11/24/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
- Metal Supermarkets - Ventura County in Thousand Oaks, CA — $400K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 4 days
- Approved
- 9/28/2023
- First disbursed
- 10/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- MAS Metals, Inc. in Memphis, TN — $350K (2023) · First Bank of the Lake
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 14 days
- Approved
- 11/18/2022
- First disbursed
- 12/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Metal Quick, Inc. in Chesterton, IN — $350K (2023) · Horizon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 126 months
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 26 days
- Approved
- 11/9/2022
- First disbursed
- 12/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
- WTOTW, Inc. in Olathe, KS — $50K (2023) · First State Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 39 days
- Approved
- 6/9/2023
- First disbursed
- 7/18/2023
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Metal Service Centers and Other Metal Merchant Wholesalers
Funded by First State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Buying a Metal Supermarkets? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Metal Supermarkets businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Metal Supermarkets purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $260K typical Metal Supermarkets loan
- 0% failure rate (FY20–23)
- 19 lenders fund the brand
- 17 days typical to fund
Buyers researching a Metal Supermarkets typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.