Food & Restaurants · lender intelligence
How to finance a Milkster
The SBA 7(a) lenders funding the most Milkster deals, ranked from public loan records — typical Milkster loan about $296K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Milkster
$296K
Typical loan
range $50K–$296K
$329K
Est. purchase price
≈ loan ÷ 90%
$43,989
Cash to close
$32,889 down + fees
$4,077/mo
Typical payment
~11% · 10yr
$56,263/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
90 days
Typical time to fund
2
Lenders competing
more = leverage
7.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Milkster
Ranked by funded Milkster loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
2+ funded Milkster deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Plantation Coffee Company, LLC in Albany, GA — $296K (2024) · Georgia Community Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $222K (75%)
- Approval → funding
- 90 days
- Approved
- 4/2/2024
- First disbursed
- 7/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Georgia Community Bank
Your business? Claim this record · Request removal
- Fresh Delights LLC in Northville, MI — $50K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 32 days
- Approved
- 4/29/2020
- First disbursed
- 5/31/2020
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Milkster? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Milkster businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Milkster purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $296K typical Milkster loan
- 2 lenders fund the brand
- 90 days typical to fund
Buyers researching a Milkster typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.