Health & Medical · lender intelligence

How to finance a Miracle-Ear in Pennsylvania

State:

The SBA 7(a) lenders funding the most Miracle-Ear deals in Pennsylvania, from public loan records — typical Miracle-Ear loan about $673K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Miracle-Ear in Pennsylvania

$127K

Typical loan

range $100K–$673K

$141K

Est. purchase price

≈ loan ÷ 90%

$18,105

Cash to close

$14,056 down + fees

$1,852/mo

Typical payment

~12.5% · 10yr

$25,558/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

67 days

Typical time to fund

Lenders competing

more = leverage

7.6%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Miracle-Ear in Pennsylvania

Ranked by funded Miracle-Ear loans in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.105 loans · $72M · Wilmington, DEFull record →
3.9 loans · $13M · Atlanta, GAFull record →

5+ funded Miracle-Ear in Pennsylvania deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Med Hearing LLC in Washington, PA — $127K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$95K (75%)
Approval → funding
8 days
Approved
7/12/2023
First disbursed
7/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Physical, Occupational and Speech Therapists, and
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Med Hearing LLC in Washington, PA — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
8 days
Approved
7/12/2023
First disbursed
7/20/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Physical, Occupational and Speech Therapists, and
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Kamaka Hearing Aids LLC in State College, PA — $673K (2021) · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$605K (90%)
Approval → funding
98 days
Approved
9/24/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
All Other Health and Personal Care Stores
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
Kamaka Hearing Aids LLC in State College, PA — $100K (2021) · Wilmington Savings Fund Society FSB
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (75%)
Approval → funding
155 days
Approved
9/27/2021
First disbursed
3/1/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
All Other Health and Personal Care Stores
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
Acuity Hearing Aids, LLC in Lancaster, PA — $2.1M (2020) · purchase · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
67 days
Approved
6/25/2020
First disbursed
8/31/2020
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
All Other Health and Personal Care Stores
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$228K
Est. cash at closing
$314K
Monthly payment
$22,525
Annual debt service
$270K
Cash flow needed (1.25×)
$338K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Miracle-Ear in Pennsylvania? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Miracle-Ear loans with a Pennsylvania project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Miracle-Ear purchase in Pennsylvania with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Pennsylvania deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$673K typical Miracle-Ear loan
3 lenders active in Pennsylvania
5+ funded Pennsylvania deals
67 days typical to fund

Buyers buying a Miracle-Ear in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Miracle-Ear lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/miracle-ear/pennsylvania
API:: https://www.capbench.com/api/public/lenders?franchise=miracle-ear&state=PA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.