Food & Restaurants · lender intelligence
How to finance a Mod Pizza
The SBA 7(a) lenders funding the most Mod Pizza deals, ranked from public loan records — typical Mod Pizza loan about $2.1M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Mod Pizza
$2.06M
Typical loan
range $2.06M–$2.06M
$2.28M
Est. purchase price
≈ loan ÷ 90%
$314,502
Cash to close
$228,367 down + fees
$26,595/mo
Typical payment
~9.5% · 10yr
$367,011/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
95 days
Typical time to fund
1
Lenders competing
more = leverage
9.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mod Pizza
Ranked by funded Mod Pizza loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.36 loans · $51M · Carmel, INFull record →
1+ funded Mod Pizza deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Exceed G1 LLC in Sacramento, CA — $2.1M (2025) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 95 days
- Approved
- 12/23/2024
- First disbursed
- 3/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 80
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $228K
- Est. cash at closing
- $315K
- Monthly payment
- $26,595
- Annual debt service
- $319K
- Cash flow needed (1.25×)
- $399K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
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Buying a Mod Pizza? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mod Pizza businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mod Pizza purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Merchants Bank of Indiana funds the most. CapBench is not a lender.
- $2.1M typical Mod Pizza loan
- 1 lenders fund the brand
- 95 days typical to fund
Buyers researching a Mod Pizza typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.