Food & Restaurants · lender intelligence

How to finance a MOOYAH

State:

The SBA 7(a) lenders funding the most MOOYAH deals, ranked from public loan records — typical MOOYAH loan about $575K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance MOOYAH

$575K

Typical loan

range $330K–$848K

$639K

Est. purchase price

≈ loan ÷ 90%

$85,452

Cash to close

$63,889 down + fees

$7,440/mo

Typical payment

~9.5% · 10yr

$102,672/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

7.64%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with MOOYAH

Ranked by funded MOOYAH loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.868 loans · $362M · Salt Lake City, UTFull record →
2.284 loans · $254M · Cincinnati, OHFull record →
3.78 loans · $79M · New Orleans, LAFull record →
4.4 loans · $5M · Atlanta, GAFull record →
5.112 loans · $112M · Irving, TXFull record →
6.2,539 loans · $965M · Columbus, OHFull record →
7.318 loans · $229M · Osage Beach, MOFull record →
8.26 loans · $31M · Baton Rouge, LAFull record →
9.2 loans · $1M · Park Ridge, ILFull record →

19+ funded MOOYAH deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Iron Star Holdings LLC in Burleson, TX — $622K (2026) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$467K (75%)
Approved
12/11/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$692K
Est. down payment (10%)
$69K
Est. cash at closing
$92K
Monthly payment
$7,227
Annual debt service
$87K
Cash flow needed (1.25×)
$108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Mooyah Burgers - Uptown in Charlotte, NC — $848K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$636K (75%)
Approval → funding
69 days
Approved
11/21/2024
First disbursed
1/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
American Eagle Group LLC in Middleburg Heights, OH — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
30 days
Approved
11/20/2024
First disbursed
12/20/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BOUNENNI RESTAURANTS, LLC. in Flint, MI — $1.1M (2024) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
129 months
SBA guaranteed
$831K (75%)
Approval → funding
89 days
Approved
8/29/2024
First disbursed
11/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
MY Better Burgers, LLC in O Fallon, MO — $978K (2024) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
123 months
SBA guaranteed
$734K (75%)
Approval → funding
75 days
Approved
8/17/2024
First disbursed
10/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Buzz Burger's Inc in Fontana, CA — $624K (2024) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
106 months
SBA guaranteed
$468K (75%)
Approval → funding
54 days
Approved
10/21/2023
First disbursed
12/14/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
NORTHERN LIGHTS PROPERTIES LLC in Rochester, NH — $352K (2024) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$264K (75%)
Approved
11/24/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$391K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,803
Annual debt service
$58K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Mooyah Burgers & Fries in Gallatin, TN — $969K (2023) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
112 months
SBA guaranteed
$727K (75%)
Approval → funding
2 days
Approved
2/8/2023
First disbursed
2/10/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
SPI Industries LLC in Denton, TX — $531K (2022) · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
4.7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$398K (75%)
Approval → funding
9 days
Approved
6/28/2022
First disbursed
7/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
SPI Industries LLC in Denton, TX — $50K (2022) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
9 days
Approved
6/28/2022
First disbursed
7/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Part II BR LLC in Baton Rouge, LA — $638K (2021) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
124 months
SBA guaranteed
$574K (90%)
Approval → funding
3 days
Approved
2/2/2021
First disbursed
2/5/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
E&K Brands LLC in Mableton, GA — $556K (2021) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
125 months
SBA guaranteed
$501K (90%)
Approval → funding
4 days
Approved
7/27/2021
First disbursed
7/31/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Magnolia Burgers Inc in Skillman, NJ — $250K (2021) · purchase · Time Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (90%)
Approval → funding
113 days
Approved
8/9/2021
First disbursed
11/30/2021
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,776
Annual debt service
$33K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Time Bank · Lender record →
Your business? Claim this record · Request removal
BA MB LLC in Burleson, TX — $870K (2020) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$653K (75%)
Approval → funding
29 days
Approved
9/1/2020
First disbursed
9/30/2020
Loan status
Paid in full (11/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$967K
Est. down payment (10%)
$97K
Est. cash at closing
$133K
Monthly payment
$9,659
Annual debt service
$116K
Cash flow needed (1.25×)
$145K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
YAFA48, LLC in Orlando, FL — $768K (2020) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
126 months
SBA guaranteed
$576K (75%)
Approval → funding
25 days
Approved
2/4/2020
First disbursed
2/29/2020
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
E&K Brands LLC in Mableton, GA — $575K (2020) · Georgia Banking Company
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
126 months
SBA guaranteed
$431K (75%)
Approved
12/9/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Georgia Banking Company · Lender record →
Your business? Claim this record · Request removal
PART II INC in Baton Rouge, LA — $350K (2020) · b1BANK
Program
Preferred Lenders Program
Rate at approval
2.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
3/18/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by b1BANK · Lender record →
Your business? Claim this record · Request removal
American Health Concepts, LLC. in Atlanta, GA — $330K (2020) · Georgia Banking Company
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$248K (75%)
Approval → funding
66 days
Approved
11/26/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Georgia Banking Company · Lender record →
Your business? Claim this record · Request removal
A3L LIFE LLC in Orlando, FL — $203K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$152K (75%)
Approval → funding
80 days
Approved
12/11/2019
First disbursed
2/29/2020
Loan status
Paid in full (12/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a MOOYAH? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to MOOYAH businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a MOOYAH purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Celtic Bank Corporation funds the most. CapBench is not a lender.

$575K typical MOOYAH loan
10 lenders fund the brand
30 days typical to fund

Buyers researching a MOOYAH typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker MOOYAH record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/mooyah
API:: https://www.capbench.com/api/public/lenders?franchise=mooyah
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.