Home & Trade Services · lender intelligence
How to finance a Mr. Rooter in Florida
The SBA 7(a) lenders funding the most Mr. Rooter deals in Florida, from public loan records — typical Mr. Rooter loan about $350K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Mr. Rooter in Florida
$475K
Typical loan
range $150K–$689K
$528K
Est. purchase price
≈ loan ÷ 90%
$70,591
Cash to close
$52,778 down + fees
$6,146/mo
Typical payment
~9.5% · 10yr
$84,815/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
51 days
Typical time to fund
2
Lenders competing
more = leverage
10.17%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mr. Rooter in Florida
Ranked by funded Mr. Rooter loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
3+ funded Mr. Rooter in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Status Advisors, LLC in Jacksonville, FL — $689K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $517K (75%)
- Approval → funding
- 113 days
- Approved
- 9/18/2025
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Stephanie Investments Inc. dba MR. ROOTER PLUMBING OF LAKELAND in Lakeland, FL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 51 days
- Approved
- 11/1/2023
- First disbursed
- 12/22/2023
- Loan status
- Paid in full (7/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Breslyn Enterprises LLC in Jacksonville, FL — $475K (2023) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 7 days
- Approved
- 11/30/2022
- First disbursed
- 12/7/2022
- Loan status
- Paid in full (4/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $528K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $6,017
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Mr. Rooter in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Mr. Rooter loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mr. Rooter purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Citizens Bank funds the most here. CapBench is not a lender.
- $350K typical Mr. Rooter loan
- 2 lenders active in Florida
- 3+ funded Florida deals
- 51 days typical to fund
Buyers buying a Mr. Rooter in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.