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How to finance a Mr. Rooter

The SBA 7(a) lenders funding the most Mr. Rooter deals, ranked from public loan records — typical Mr. Rooter loan about $350K, 0% failure rate across 36 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Mr. Rooter

$350K

Typical loan

range $150K–$350K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

36 days

Typical time to fund

11

Lenders competing

more = leverage

9.18%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Mr. Rooter

Ranked by funded Mr. Rooter loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.575 loans · $220M · De Graff, OHFull record →
  2. 2.242 loans · $281M · Chicago, ILFull record →
  3. 3.2,539 loans · $965M · Columbus, OHFull record →
  4. 4.149 loans · $135M · Mukwonago, WIFull record →
  5. 5.34 loans · $26M · Kalispell, MTFull record →
  6. 6.32 loans · $54M · Tupelo, MSFull record →
  7. 7.51 loans · $52M · Fuquay Varina, NCFull record →
  8. 8.10 loans · $3M · Perryville, MOFull record →

36+ funded Mr. Rooter deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • YES! Plumbing Services, Inc. in Spring, TX — $350K (2026) · United Midwest Savings Bank National Association
  • Legacy Residential Services LLC dba Mr. Rooter Plumbing of Cypress in Houston, TX — $350K (2026) · United Midwest Savings Bank National Association
  • Clink Consulting & Management LLC in Greenwood, SC — $350K (2026) · United Midwest Savings Bank National Association
  • Status Advisors, LLC in Jacksonville, FL — $689K (2025) · Citizens Bank
  • CLT PLUMBING SERVICES LLC in Charlotte, NC — $629K (2025) · Byline Bank
  • TasHammer Group LLC dba Mr. Rooter Plumbing of Sunnyvale - Mountain View in Sunnyvale, CA — $350K (2025) · United Midwest Savings Bank National Association
  • HORIZON PLUMBING LLC dba Mr. Rooter Plumbing of Greater King of Prussia in Norristown, PA — $350K (2025) · United Midwest Savings Bank National Association
  • Jason A Smith LLC in Rock Hill, SC — $350K (2025) · United Midwest Savings Bank National Association
  • Holleys Amazing Services LLC dba Mr. Rooter Plumbing of Clearfield-Roy in Clinton, UT — $350K (2025) · United Midwest Savings Bank National Association
  • CEFW LLC dba Mr. Rooter Plumbing Fairhope Eastern Shore in Daphne, AL — $275K (2025) · United Midwest Savings Bank National Association
  • TJC Ventures LLC dba Mr. Rooter Plumbing of Provo-Orem in Provo, UT — $250K (2025) · United Midwest Savings Bank National Association
  • CASCADE TRADES, LLC in Spokane Valley, WA — $100K (2025) · Glacier Bank
  • Pure Plumbing Inc. in Brookfield, WI — $900K (2024) · JPMorgan Chase Bank, National Association
  • 24 Hour Piping LLC. dba Mr Rooter Plumbing of West Charlotte in Charlotte, NC — $350K (2024) · United Midwest Savings Bank National Association
  • J8 Plumbing LLC dba MR. ROOTER PLUMBING OF SOUTH SALT LAKE in Salt Lake City, UT — $350K (2024) · United Midwest Savings Bank National Association
  • HydraX LLC dba Mr. Rooter Plumbing of Granbury in Aledo, TX — $350K (2024) · United Midwest Savings Bank National Association
  • CorePulse LLC dba Mr. Rooter Plumbing of Durham North in Durham, NC — $350K (2024) · United Midwest Savings Bank National Association
  • Abera, LLC dba Mr. Rooter Plumbing of East Fredericksburg in Fredericksburg, VA — $250K (2024) · United Midwest Savings Bank National Association
  • Stephanie Investments Inc. dba MR. ROOTER PLUMBING OF LAKELAND in Lakeland, FL — $150K (2024) · United Midwest Savings Bank National Association
  • Breslyn Enterprises LLC in Jacksonville, FL — $475K (2023) · purchase · Citizens Bank

Buying a Mr. Rooter? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mr. Rooter businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Mr. Rooter purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

  • $350K typical Mr. Rooter loan
  • 0% failure rate (FY20–23)
  • 11 lenders fund the brand
  • 36 days typical to fund

Buyers researching a Mr. Rooter typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerMr. Rooter record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/mr-rooter
API:
https://www.capbench.com/api/public/lenders?franchise=mr-rooter
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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