Food & Restaurants · lender intelligence
How to finance a Mutts in Texas
The SBA 7(a) lenders funding the most Mutts deals in Texas, from public loan records — typical Mutts loan about $2.5M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Mutts in Texas
$2.51M
Typical loan
range $488K–$3.49M
$2.79M
Est. purchase price
≈ loan ÷ 90%
$385,095
Cash to close
$279,222 down + fees
$32,518/mo
Typical payment
~9.5% · 10yr
$448,748/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
1
Lenders competing
more = leverage
7.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mutts in Texas
Ranked by funded Mutts loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
3+ funded Mutts in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pups N' Pals LLC in El Paso, TX — $2.5M (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 317 months
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 3 days
- Approved
- 3/14/2023
- First disbursed
- 3/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- K9 Entertainment LLC in Austin, TX — $3.5M (2022) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 9 days
- Approved
- 3/21/2022
- First disbursed
- 3/30/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- K9 Entertainment LLC in Austin, TX — $488K (2021) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $366K (75%)
- Approval → funding
- 25 days
- Approved
- 12/4/2020
- First disbursed
- 12/29/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Mutts in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Mutts loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mutts purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. First Bank of the Lake funds the most here. CapBench is not a lender.
- $2.5M typical Mutts loan
- 1 lenders active in Texas
- 3+ funded Texas deals
- 9 days typical to fund
Buyers buying a Mutts in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.