Food & Restaurants · lender intelligence
How to finance a Mutts
The SBA 7(a) lenders funding the most Mutts deals, ranked from public loan records — typical Mutts loan about $2.5M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Mutts
$2.51M
Typical loan
range $488K–$3.49M
$2.79M
Est. purchase price
≈ loan ÷ 90%
$385,095
Cash to close
$279,222 down + fees
$32,518/mo
Typical payment
~9.5% · 10yr
$448,748/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
1
Lenders competing
more = leverage
7.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mutts
Ranked by funded Mutts loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
3+ funded Mutts deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pups N' Pals LLC in El Paso, TX — $2.5M (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 317 months
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 3 days
- Approved
- 3/14/2023
- First disbursed
- 3/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- K9 Entertainment LLC in Austin, TX — $3.5M (2022) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 9 days
- Approved
- 3/21/2022
- First disbursed
- 3/30/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- K9 Entertainment LLC in Austin, TX — $488K (2021) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $366K (75%)
- Approval → funding
- 25 days
- Approved
- 12/4/2020
- First disbursed
- 12/29/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Mutts? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mutts businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mutts purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.
- $2.5M typical Mutts loan
- 1 lenders fund the brand
- 9 days typical to fund
Buyers researching a Mutts typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.