Mutts, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4189)

3 deals since 2020 · typical deal $2.5M

Deals since 2020

$2.5M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Mutts has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Mutts

Most Mutts deals financed between $488K and $3.49M. Above $3.49M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.51M

Monthly payment (10-yr): $32,863
Down payment (10%): $279K
Cash to close (all-in): $385K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$385K)

Experience

Recent financings

Pups N' Pals LLC in El Paso, TX — $2.5M (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
317 months
SBA guaranteed
$1.9M (75%)
Approval → funding
3 days
Approved
3/14/2023
First disbursed
3/17/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
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K9 Entertainment LLC in Austin, TX — $3.5M (2022) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
312 mo (26 yrs)
SBA guaranteed
$2.6M (75%)
Approval → funding
9 days
Approved
3/21/2022
First disbursed
3/30/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
K9 Entertainment LLC in Austin, TX — $488K (2021) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$366K (75%)
Approval → funding
25 days
Approved
12/4/2020
First disbursed
12/29/2020
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by First Bank of the Lake · Lender record →
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Who funds Mutts — and where

Every dot is a financed Mutts — 3 mapped.

Financed Mutts locations — list all 3 as text

Pups N' Pals LLC — El Paso · $2.5M · FY2023 · Limited-Service Restaurants
K9 Entertainment LLC — Austin · $488K · FY2021 · Pet Care (except Veterinary) Services
K9 Entertainment LLC — Austin · $3.5M · FY2022 · Limited-Service Restaurants

Top lenders for this brand

1.First Bank of the Lake(3)

Most active states

1.Texas (3 loans)

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Insider move

Start with the lenders above — a bank that's funded Mutts 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Mutts lending specialist.

Common questions

How much does a Mutts cost to buy or open?

The typical deal for Mutts is $2.5M across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $276K of buyer cash on a typical deal.

How risky is Mutts?

Mutts has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Mutts with an SBA loan?

Yes — Mutts has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Mutts franchise

Most Mutts buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Mutts deal financed for $2.5M, which points to about $276K of buyer cash on a typical purchase. Mutts is listed in the SBA Franchise Directory (identifier S4189), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Mutts — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Mutts — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Mutts — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Mutts is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$2.5M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S4189)
Top lenders: First Bank of the Lake

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/mutts
API:: https://www.capbench.com/api/public/franchises/mutts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Mutts.