Food & Restaurants · lender intelligence

How to finance a NYPD Pizza in Florida

The SBA 7(a) lenders funding the most NYPD Pizza deals in Florida, from public loan records — typical NYPD Pizza loan about $390K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance NYPD Pizza in Florida

$390K

Typical loan

range $214K–$981K

$433K

Est. purchase price

≈ loan ÷ 90%

$57,958

Cash to close

$43,333 down + fees

$5,047/mo

Typical payment

~9.5% · 10yr

$69,649/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

37 days

Typical time to fund

Lenders competing

more = leverage

8.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with NYPD Pizza in Florida

Ranked by funded NYPD Pizza loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.23 loans · $30M · Stuart, FLFull record →
2.20 loans · $8M · Saint Petersburg, FLFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →

4+ funded NYPD Pizza in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NYPD Pizzeria @ the Villages in The Villages, FL — $214K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$160K (75%)
Approval → funding
46 days
Approved
1/24/2025
First disbursed
3/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Knight & Fitzgerald, LLC in The Villages, FL — $150K (2023) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
8 days
Approved
8/30/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
The Parmesan Kitchen LLC in Apopka, FL — $981K (2021) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
249 months
SBA guaranteed
$736K (75%)
Approval → funding
37 days
Approved
11/30/2020
First disbursed
1/6/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
The Parmesan Kitchen LLC in Apopka, FL — $390K (2021) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
105 months
SBA guaranteed
$351K (90%)
Approval → funding
2 days
Approved
7/18/2021
First disbursed
7/20/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a NYPD Pizza in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded NYPD Pizza loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a NYPD Pizza purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Seacoast National Bank funds the most here. CapBench is not a lender.

$390K typical NYPD Pizza loan
3 lenders active in Florida
4+ funded Florida deals
37 days typical to fund

Buyers buying a NYPD Pizza in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All NYPD Pizza lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/nypd-pizza/florida
API:: https://www.capbench.com/api/public/lenders?franchise=nypd-pizza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.