Food & Restaurants · lender intelligence

How to finance a NYPD Pizza

State:

The SBA 7(a) lenders funding the most NYPD Pizza deals, ranked from public loan records — typical NYPD Pizza loan about $390K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance NYPD Pizza

$390K

Typical loan

range $214K–$981K

$433K

Est. purchase price

≈ loan ÷ 90%

$57,958

Cash to close

$43,333 down + fees

$5,047/mo

Typical payment

~9.5% · 10yr

$69,649/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

37 days

Typical time to fund

Lenders competing

more = leverage

8.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with NYPD Pizza

Ranked by funded NYPD Pizza loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.23 loans · $30M · Stuart, FLFull record →
2.20 loans · $8M · Saint Petersburg, FLFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →

4+ funded NYPD Pizza deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NYPD Pizzeria @ the Villages in The Villages, FL — $214K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$160K (75%)
Approval → funding
46 days
Approved
1/24/2025
First disbursed
3/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Knight & Fitzgerald, LLC in The Villages, FL — $150K (2023) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
8 days
Approved
8/30/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
The Parmesan Kitchen LLC in Apopka, FL — $981K (2021) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
249 months
SBA guaranteed
$736K (75%)
Approval → funding
37 days
Approved
11/30/2020
First disbursed
1/6/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
The Parmesan Kitchen LLC in Apopka, FL — $390K (2021) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
105 months
SBA guaranteed
$351K (90%)
Approval → funding
2 days
Approved
7/18/2021
First disbursed
7/20/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a NYPD Pizza? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to NYPD Pizza businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a NYPD Pizza purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Seacoast National Bank funds the most. CapBench is not a lender.

$390K typical NYPD Pizza loan
3 lenders fund the brand
37 days typical to fund

Buyers researching a NYPD Pizza typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker NYPD Pizza record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/nypd-pizza
API:: https://www.capbench.com/api/public/lenders?franchise=nypd-pizza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.