Business Services · lender intelligence

How to finance a Office Evolution in Florida

State:

The SBA 7(a) lenders funding the most Office Evolution deals in Florida, from public loan records — typical Office Evolution loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Office Evolution in Florida

$382K

Typical loan

range $372K–$660K

$424K

Est. purchase price

≈ loan ÷ 90%

$56,769

Cash to close

$42,444 down + fees

$4,943/mo

Typical payment

~9.5% · 10yr

$68,213/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

38 days

Typical time to fund

Lenders competing

more = leverage

7.86%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Office Evolution in Florida

Ranked by funded Office Evolution loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →
2.23 loans · $25M · Chicago, ILFull record →
3.62 loans · $21M · Saint Cloud, MNFull record →

4+ funded Office Evolution in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

South Jax Coworking, LLC in Jacksonville, FL — $660K (2023) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$495K (75%)
Approval → funding
17 days
Approved
5/8/2023
First disbursed
5/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Nonresidential Buildings (except Miniwarehouses)
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
South Jax Coworking, LLC. in Jacksonville, FL — $382K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.45% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$287K (75%)
Approval → funding
67 days
Approved
4/24/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Office Administrative Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Tampa Bay Co-Working and Office Solutions in Tampa, FL — $372K (2020) · CIBC Bank USA
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$279K (75%)
Approval → funding
38 days
Approved
10/23/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Unanswered
Industry
Lessors of Nonresidential Buildings (except Miniwarehouses)
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
OE of Broward, LLC in Plantation, FL — $350K (2020) · Stearns Bank National Association
Program
7a General
Rate at approval
7.5% variable
Term
123 months
SBA guaranteed
$263K (75%)
Approval → funding
32 days
Approved
12/30/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Nonresidential Property Managers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Office Evolution in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Office Evolution loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Office Evolution purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Byline Bank funds the most here. CapBench is not a lender.

$500K typical Office Evolution loan
4 lenders active in Florida
4+ funded Florida deals
38 days typical to fund

Buyers buying a Office Evolution in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Office Evolution lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/office-evolution/florida
API:: https://www.capbench.com/api/public/lenders?franchise=office-evolution
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.