Business Services · lender intelligence
How to finance a Office Evolution
The SBA 7(a) lenders funding the most Office Evolution deals, ranked from public loan records — typical Office Evolution loan about $500K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Office Evolution
$500K
Typical loan
range $350K–$760K
$556K
Est. purchase price
≈ loan ÷ 90%
$74,306
Cash to close
$55,556 down + fees
$6,470/mo
Typical payment
~9.5% · 10yr
$89,286/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
38 days
Typical time to fund
15
Lenders competing
more = leverage
7.95%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Office Evolution
Ranked by funded Office Evolution loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.328 loans · $134M · Cleveland, OHFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.62 loans · $21M · Saint Cloud, MNFull record →
- 4.2 loans · $0M · Elgin, TXFull record →
- 5.149 loans · $135M · Mukwonago, WIFull record →
- 6.46 loans · $47M · Asheville, NCFull record →
- 7.1,927 loans · $207M · Buffalo, NYFull record →
- 8.1 loans · $0M · St. Louis, MOFull record →
- 9.575 loans · $220M · De Graff, OHFull record →
- 10.44 loans · $52M · Wallis, TXFull record →
- 11.20 loans · $21M · Miami, FLFull record →
- 12.19 loans · $21M · Phoenix, AZFull record →
- 13.23 loans · $25M · Chicago, ILFull record →
- 14.60 loans · $40M · Clayton, MOFull record →
24+ funded Office Evolution deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DKN Enterprises of North Texas LLC in Irving, TX — $600K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 122 months
- SBA guaranteed
- $450K (75%)
- Approved
- 1/22/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Nonresidential Property Managers
Funded by Byline Bank · Lender record →
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- CME Spark Enterprise Inc. in Independence, OH — $550K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 66 days
- Approved
- 12/22/2025
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Other Activities Related to Real Estate
Funded by Byline Bank · Lender record →
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- Jefe Ventures, LLC in Herndon, VA — $25K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 11/17/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Lessors of Nonresidential Buildings (except Miniwarehouses)
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Office Evolution in Summit, NJ — $499K (2025) · purchase · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 32 days
- Approved
- 1/27/2025
- First disbursed
- 2/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Other Business Service Centers (including Copy Shops)
If you were the buyer here
- Est. deal size
- $554K
- Est. down payment (10%)
- $55K
- Est. cash at closing
- $74K
- Monthly payment
- $6,594
- Annual debt service
- $79K
- Cash flow needed (1.25×)
- $99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
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- Ambar High Inc. in Phoenix, AZ — $380K (2025) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $285K (75%)
- Approval → funding
- 26 days
- Approved
- 11/20/2024
- First disbursed
- 12/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Other Activities Related to Real Estate
If you were the buyer here
- Est. deal size
- $422K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $5,181
- Annual debt service
- $62K
- Cash flow needed (1.25×)
- $78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Office Evolution - Herndon in Herndon, VA — $340K (2025) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 8 days
- Approved
- 9/4/2025
- First disbursed
- 9/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Office Administrative Services
Funded by HomeTrust Bank · Lender record →
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- Candy Map, Inc. in Dallas, TX — $500K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 120 days
- Approved
- 6/24/2024
- First disbursed
- 10/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- All Other Business Support Services
Funded by Citizens Bank · Lender record →
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- ConnectSpace LLC in Mckinney, TX — $324K (2024) · Wallis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $243K (75%)
- Approval → funding
- 21 days
- Approved
- 4/4/2024
- First disbursed
- 4/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Real Estate Agents and Brokers
Funded by Wallis Bank · Lender record →
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- Professional Suite Solutions, LLC in Peoria, AZ — $950K (2023) · purchase · Integro Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $713K (75%)
- Approval → funding
- 41 days
- Approved
- 5/12/2023
- First disbursed
- 6/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Office Administrative Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $106K
- Est. cash at closing
- $145K
- Monthly payment
- $12,686
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Integro Bank · Lender record →
Your business? Claim this record · Request removal
- South Jax Coworking, LLC in Jacksonville, FL — $660K (2023) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $495K (75%)
- Approval → funding
- 17 days
- Approved
- 5/8/2023
- First disbursed
- 5/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Lessors of Nonresidential Buildings (except Miniwarehouses)
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Call the Ball, Inc. in Arlington, VA — $760K (2022) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $570K (75%)
- Approval → funding
- 9 days
- Approved
- 12/22/2021
- First disbursed
- 12/31/2021
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by KeyBank National Association · Lender record →
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- LSL Offices, Inc. in Round Rock, TX — $825K (2021) · Frontier Bank of Texas
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $743K (90%)
- Approval → funding
- 103 days
- Approved
- 6/3/2021
- First disbursed
- 9/14/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Office Administrative Services
Funded by Frontier Bank of Texas · Lender record →
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- Budde Investments, LLC in Troy, MI — $580K (2021) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $522K (90%)
- Approval → funding
- 60 days
- Approved
- 8/1/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- Kometer Coworking LLC in Madison, WI — $500K (2021) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $450K (90%)
- Approval → funding
- 19 days
- Approved
- 7/12/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- Jiff, Inc. in Hillsboro, OR — $250K (2021) · KeyBank National Association
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 48 days
- Approved
- 10/13/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by KeyBank National Association · Lender record →
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- FLLF, Inc. in Fairfax, VA — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 29 days
- Approved
- 10/2/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Office Administrative Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Office Evolution Roswell in Roswell, GA — $2.8M (2020) · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 303 months
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 32 days
- Approved
- 6/29/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Lessors of Nonresidential Buildings (except Miniwarehouses)
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- Spearfish Investments, Inc. in Austin, TX — $860K (2020) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $645K (75%)
- Approval → funding
- 157 days
- Approved
- 9/24/2020
- First disbursed
- 2/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- Wave Two Inc. in Johns Creek, GA — $798K (2020) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $599K (75%)
- Approval → funding
- 80 days
- Approved
- 8/12/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- RG Laughlin Corp in Houston, TX — $611K (2020) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 107 months
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 145 days
- Approved
- 11/7/2019
- First disbursed
- 3/31/2020
- Loan status
- Failed — $229K charged off (1/18/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Real Estate Agents and Brokers
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Office Evolution? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Office Evolution businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Office Evolution purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. KeyBank National Association funds the most. CapBench is not a lender.
- $500K typical Office Evolution loan
- 15 lenders fund the brand
- 38 days typical to fund
Buyers researching a Office Evolution typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.