Food & Restaurants · lender intelligence

How to finance a Oola Bowls

State:

The SBA 7(a) lenders funding the most Oola Bowls deals, ranked from public loan records — typical Oola Bowls loan about $603K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Oola Bowls

$603K

Typical loan

range $275K–$686K

$669K

Est. purchase price

≈ loan ÷ 90%

$89,538

Cash to close

$66,944 down + fees

$7,796/mo

Typical payment

~9.5% · 10yr

$107,585/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

10.57%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Oola Bowls

Ranked by funded Oola Bowls loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.9 loans · $10M · Garden City Park, NYFull record →
2.328 loans · $134M · Cleveland, OHFull record →
3.33 loans · $15M · Minneapolis, MNFull record →

7+ funded Oola Bowls deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

1 Corinthians 3-7 LLC in Willow Grove, PA — $684K (2025) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$513K (75%)
Approved
9/16/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Colossians 3:23-24, LLC in Strasburg, PA — $567K (2025) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$425K (75%)
Approved
9/16/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Colon-Haney LLC in Reading, PA — $275K (2025) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$206K (75%)
Approval → funding
22 days
Approved
9/23/2025
First disbursed
10/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$306K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,634
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
RISSER Enterprises LLC in Dacula, GA — $720K (2024) · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
126 months
SBA guaranteed
$540K (75%)
Approval → funding
227 days
Approved
9/24/2024
First disbursed
5/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Oola East York, LLC in York, PA — $686K (2024) · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
132 mo (11 yrs)
SBA guaranteed
$515K (75%)
Approval → funding
30 days
Approved
7/17/2024
First disbursed
8/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Oola Camp Hill, LLC in Camp Hill, PA — $603K (2024) · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
132 mo (11 yrs)
SBA guaranteed
$452K (75%)
Approval → funding
30 days
Approved
7/17/2024
First disbursed
8/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Andrews Acai LLC in Hershey, PA — $215K (2024) · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$161K (75%)
Approval → funding
22 days
Approved
5/2/2024
First disbursed
5/24/2024
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Oola Bowls? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Oola Bowls businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Oola Bowls purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Hanover Community Bank funds the most. CapBench is not a lender.

$603K typical Oola Bowls loan
3 lenders fund the brand
30 days typical to fund

Buyers researching a Oola Bowls typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Oola Bowls record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/oola-bowls
API:: https://www.capbench.com/api/public/lenders?franchise=oola-bowls
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.