Food & Restaurants · lender intelligence
How to finance a Paciugo Gelato & Caffe
The SBA 7(a) lenders funding the most Paciugo Gelato & Caffe deals, ranked from public loan records — typical Paciugo Gelato & Caffe loan about $439K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Paciugo Gelato & Caffe
$439K
Typical loan
range $439K–$439K
$487K
Est. purchase price
≈ loan ÷ 90%
$65,166
Cash to close
$48,722 down + fees
$5,674/mo
Typical payment
~9.5% · 10yr
$78,301/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
53 days
Typical time to fund
1
Lenders competing
more = leverage
9.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Paciugo Gelato & Caffe
Ranked by funded Paciugo Gelato & Caffe loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
1+ funded Paciugo Gelato & Caffe deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SGS KRIPA LLC in Frisco, TX — $439K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $329K (75%)
- Approval → funding
- 53 days
- Approved
- 12/12/2024
- First disbursed
- 2/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Celtic Bank Corporation · Lender record →
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Buying a Paciugo Gelato & Caffe? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Paciugo Gelato & Caffe businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Paciugo Gelato & Caffe purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Celtic Bank Corporation funds the most. CapBench is not a lender.
- $439K typical Paciugo Gelato & Caffe loan
- 1 lenders fund the brand
- 53 days typical to fund
Buyers researching a Paciugo Gelato & Caffe typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.