Beauty & Personal Care · lender intelligence

How to finance a Paint Nail Bar in Ohio

State:

Arkansas (1)California (1)Florida (5)Kentucky (1)Maryland (3)Michigan (1)Tennessee (1)Texas (4)

The SBA 7(a) lenders funding the most Paint Nail Bar deals in Ohio, from public loan records — typical Paint Nail Bar loan about $299K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Paint Nail Bar in Ohio

$256K

Typical loan

range $150K–$410K

$285K

Est. purchase price

≈ loan ÷ 90%

$38,075

Cash to close

$28,467 down + fees

$3,529/mo

Typical payment

~11% · 10yr

$48,700/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

11 days

Typical time to fund

Lenders competing

more = leverage

7.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Paint Nail Bar in Ohio

Ranked by funded Paint Nail Bar loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.149 loans · $135M · Mukwonago, WIFull record →
2.75 loans · $98M · Sioux Falls, SDFull record →

3+ funded Paint Nail Bar in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Paint Solon, LLC in Solon, OH — $410K (2023) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$308K (75%)
Approval → funding
6 days
Approved
4/26/2023
First disbursed
5/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Nail Salons
If you were the buyer here
Est. deal size
$456K
Est. down payment (10%)
$46K
Est. cash at closing
$61K
Monthly payment
$5,249
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
JUST RUN THE PLAY LLC in Broadview Heights, OH — $150K (2022) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
84 mo (7 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
17 days
Approved
2/18/2022
First disbursed
3/7/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
JUST RUN THE PLAY LLC in Broadview Heights, OH — $256K (2021) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
78 months
SBA guaranteed
$231K (90%)
Approval → funding
11 days
Approved
8/20/2021
First disbursed
8/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Paint Nail Bar in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Paint Nail Bar loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Paint Nail Bar purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. Citizens Bank funds the most here. CapBench is not a lender.

$299K typical Paint Nail Bar loan
2 lenders active in Ohio
3+ funded Ohio deals
11 days typical to fund

Buyers buying a Paint Nail Bar in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Paint Nail Bar lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/paint-nail-bar/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=paint-nail-bar&state=OH
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.