Beauty & Personal Care · lender intelligence
How to finance a Paint Nail Bar in Texas
The SBA 7(a) lenders funding the most Paint Nail Bar deals in Texas, from public loan records — typical Paint Nail Bar loan about $299K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Paint Nail Bar in Texas
$297K
Typical loan
range $250K–$500K
$330K
Est. purchase price
≈ loan ÷ 90%
$44,182
Cash to close
$33,033 down + fees
$4,095/mo
Typical payment
~11% · 10yr
$56,511/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
35 days
Typical time to fund
3
Lenders competing
more = leverage
7.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Paint Nail Bar in Texas
Ranked by funded Paint Nail Bar loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.116 loans · $120M · Evansville, INFull record →
- 3.38 loans · $21M · San Antonio, TXFull record →
4+ funded Paint Nail Bar in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ObiEnterprise LLC in Houston, TX — $500K (2023) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 125 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 19 days
- Approved
- 3/23/2023
- First disbursed
- 4/11/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Nail Salons
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Authenticity Inspired LLC in Dallas, TX — $226K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 7 days
- Approved
- 12/23/2021
- First disbursed
- 12/30/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Nail Salons
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- 9899 Holdings, LLC in Fredericksburg, TX — $250K (2021) · Frost Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 35 days
- Approved
- 8/26/2021
- First disbursed
- 9/30/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Nail Salons
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Simplicity First LLC in Dallas, TX — $297K (2020) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 123 months
- SBA guaranteed
- $223K (75%)
- Approval → funding
- 108 days
- Approved
- 10/15/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Nail Salons
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Paint Nail Bar in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Paint Nail Bar loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Paint Nail Bar purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Citizens Bank funds the most here. CapBench is not a lender.
- $299K typical Paint Nail Bar loan
- 3 lenders active in Texas
- 4+ funded Texas deals
- 35 days typical to fund
Buyers buying a Paint Nail Bar in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.