Retail & Shops · lender intelligence
How to finance a Papco Inc. in Virginia
The SBA 7(a) lenders funding the most Papco Inc. deals in Virginia, from public loan records — typical Papco Inc. loan about $750K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Papco Inc. in Virginia
$822K
Typical loan
range $750K–$933K
$913K
Est. purchase price
≈ loan ÷ 90%
$125,165
Cash to close
$91,278 down + fees
$10,630/mo
Typical payment
~9.5% · 10yr
$146,694/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
26 days
Typical time to fund
4
Lenders competing
more = leverage
6.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Papco Inc. in Virginia
Ranked by funded Papco Inc. loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.39 loans · $31M · Duluth, GAFull record →
- 2.868 loans · $362M · Salt Lake City, UTFull record →
- 3.61 loans · $67M · Los Angeles, CAFull record →
- 4.1 loans · $1M · Lincoln, NEFull record →
4+ funded Papco Inc. in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RJAY Singh 786 LLC in Charles City, VA — $822K (2024) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $616K (75%)
- Approved
- 2/3/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $913K
- Est. down payment (10%)
- $91K
- Est. cash at closing
- $125K
- Monthly payment
- $7,904
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
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- GILL BROS LLC in Dublin, VA — $933K (2022) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 303 months
- SBA guaranteed
- $700K (75%)
- Approval → funding
- 12 days
- Approved
- 2/11/2022
- First disbursed
- 2/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- DEODAN HOLDING INC. in Norfolk, VA — $750K (2020) · PromiseOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 71 days
- Approved
- 5/21/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Gasoline Stations with Convenience Stores
Funded by PromiseOne Bank · Lender record →
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- Lott Cary, LLC in Charles City, VA — $200K (2020) · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 26 days
- Approved
- 12/5/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Papco Inc. in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Papco Inc. loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Papco Inc. purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. PromiseOne Bank funds the most here. CapBench is not a lender.
- $750K typical Papco Inc. loan
- 4 lenders active in Virginia
- 4+ funded Virginia deals
- 26 days typical to fund
Buyers buying a Papco Inc. in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.