Retail & Shops · lender intelligence

How to finance a Papco Inc.

State:

The SBA 7(a) lenders funding the most Papco Inc. deals, ranked from public loan records — typical Papco Inc. loan about $750K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Papco Inc.

$750K

Typical loan

range $438K–$822K

$833K

Est. purchase price

≈ loan ÷ 90%

$114,271

Cash to close

$83,333 down + fees

$9,705/mo

Typical payment

~9.5% · 10yr

$133,929/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

6.04%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Papco Inc.

Ranked by funded Papco Inc. loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.868 loans · $362M · Salt Lake City, UTFull record →
2.39 loans · $31M · Duluth, GAFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.61 loans · $67M · Los Angeles, CAFull record →
5.1 loans · $1M · Lincoln, NEFull record →

6+ funded Papco Inc. deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RJAY Singh 786 LLC in Charles City, VA — $822K (2024) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$616K (75%)
Approved
2/3/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$913K
Est. down payment (10%)
$91K
Est. cash at closing
$125K
Monthly payment
$7,904
Annual debt service
$95K
Cash flow needed (1.25×)
$119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
GILL BROS LLC in Dublin, VA — $933K (2022) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
303 months
SBA guaranteed
$700K (75%)
Approval → funding
12 days
Approved
2/11/2022
First disbursed
2/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Black Rock Fuel & Food LLC in Merry Hill, NC — $466K (2021) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$350K (75%)
Approval → funding
12 days
Approved
10/19/2020
First disbursed
10/31/2020
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$518K
Est. down payment (10%)
$52K
Est. cash at closing
$69K
Monthly payment
$2,862
Annual debt service
$34K
Cash flow needed (1.25×)
$43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
DEODAN HOLDING INC. in Norfolk, VA — $750K (2020) · PromiseOne Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
71 days
Approved
5/21/2020
First disbursed
7/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Gasoline Stations with Convenience Stores
Funded by PromiseOne Bank · Lender record →
Your business? Claim this record · Request removal
ANYAK OF FLORENCE, LLC in Timmonsville, SC — $438K (2020) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$328K (75%)
Approval → funding
14 days
Approved
9/16/2020
First disbursed
9/30/2020
Loan status
Paid in full (11/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Lott Cary, LLC in Charles City, VA — $200K (2020) · PCB Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
26 days
Approved
12/5/2019
First disbursed
12/31/2019
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Papco Inc.? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Papco Inc. businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Papco Inc. purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Celtic Bank Corporation funds the most. CapBench is not a lender.

$750K typical Papco Inc. loan
5 lenders fund the brand
14 days typical to fund

Buyers researching a Papco Inc. typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Papco Inc. record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/papco-inc
API:: https://www.capbench.com/api/public/lenders?franchise=papco-inc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.