Health & Medical · lender intelligence

How to finance a Pearle Vision in Minnesota

State:

Arizona (1)California (4)Colorado (2)Florida (7)Illinois (3)Kentucky (1)Maryland (1)Massachusetts (2)Michigan (1)New Jersey (4)New York (1)North Carolina (1)

The SBA 7(a) lenders funding the most Pearle Vision deals in Minnesota, from public loan records — typical Pearle Vision loan about $577K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pearle Vision in Minnesota

$624K

Typical loan

range $530K–$849K

$693K

Est. purchase price

≈ loan ÷ 90%

$92,674

Cash to close

$69,289 down + fees

$8,069/mo

Typical payment

~9.5% · 10yr

$111,352/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

8 days

Typical time to fund

Lenders competing

more = leverage

8.69%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pearle Vision in Minnesota

Ranked by funded Pearle Vision loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

1.23 loans · $30M · Stuart, FLFull record →
2.46 loans · $27M · Sartell, MNFull record →

4+ funded Pearle Vision in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

J D Eyes, Inc. in Coon Rapids, MN — $367K (2024) · Northern State Bank of Virginia
Program
7a General
Rate at approval
8.5% variable
Term
126 months
SBA guaranteed
$275K (75%)
Approval → funding
3 days
Approved
7/16/2024
First disbursed
7/19/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Northern State Bank of Virginia
Your business? Claim this record · Request removal
KB Vision LLC in Oak Park Heights, MN — $849K (2023) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$637K (75%)
Approval → funding
12 days
Approved
2/9/2023
First disbursed
2/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Retailers
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
E.D.A., INC. in Minneapolis, MN — $530K (2023) · BankVista
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$398K (75%)
Approval → funding
8 days
Approved
9/27/2023
First disbursed
10/5/2023
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
KB Vision LLC in Stillwater, MN — $624K (2022) · Dairy State Bank
Program
7a General
Rate at approval
6.25% fixed
Term
123 months
SBA guaranteed
$468K (75%)
Approved
5/5/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Optometrists
Funded by Dairy State Bank
Your business? Claim this record · Request removal

Buying a Pearle Vision in Minnesota? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Pearle Vision loans with a Minnesota project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pearle Vision purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. Seacoast National Bank funds the most here. CapBench is not a lender.

$577K typical Pearle Vision loan
4 lenders active in Minnesota
4+ funded Minnesota deals
8 days typical to fund

Buyers buying a Pearle Vision in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pearle Vision lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pearle-vision/minnesota
API:: https://www.capbench.com/api/public/lenders?franchise=pearle-vision&state=MN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.