Health & Medical · lender intelligence
How to finance a Pearle Vision in New Jersey
The SBA 7(a) lenders funding the most Pearle Vision deals in New Jersey, from public loan records — typical Pearle Vision loan about $577K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pearle Vision in New Jersey
$560K
Typical loan
range $265K–$800K
$622K
Est. purchase price
≈ loan ÷ 90%
$83,222
Cash to close
$62,222 down + fees
$7,246/mo
Typical payment
~9.5% · 10yr
$99,995/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
92 days
Typical time to fund
3
Lenders competing
more = leverage
5.93%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pearle Vision in New Jersey
Ranked by funded Pearle Vision loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,322 loans · $185M · Wilmington, DEFull record →
- 2.105 loans · $51M · Fitzgerald, GAFull record →
- 3.65 loans · $52M · Lancaster, PAFull record →
4+ funded Pearle Vision in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Flemington Eye Care Inc in Flemington, NJ — $560K (2021) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $420K (75%)
- Approval → funding
- 27 days
- Approved
- 11/3/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Optometrists
Funded by Colony Bank · Lender record →
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- PEARLE VISION OF SPARTA in Sparta, NJ — $800K (2020) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.2% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $600K (75%)
- Approval → funding
- 92 days
- Approved
- 4/30/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Optical Goods Stores
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- AE Optics LLC in Hackettstown, NJ — $265K (2020) · purchase · Fulton Bank, National Association
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $199K (75%)
- Approval → funding
- 116 days
- Approved
- 10/7/2019
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Optical Goods Stores
If you were the buyer here
- Est. deal size
- $294K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,180
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- PEARLE VISION OF SPARTA in Sparta, NJ — $50K (2020) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 4/30/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Optical Goods Stores
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Pearle Vision in New Jersey? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pearle Vision loans with a New Jersey project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pearle Vision purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. TD Bank, National Association funds the most here. CapBench is not a lender.
- $577K typical Pearle Vision loan
- 3 lenders active in New Jersey
- 4+ funded New Jersey deals
- 92 days typical to fund
Buyers buying a Pearle Vision in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.