How to finance a Pet Supplies Plus in Virginia

State:

Alabama (3)Arizona (4)California (7)Colorado (3)Connecticut (1)Florida (21)Georgia (3)Illinois (2)Indiana (4)Iowa (1)Kentucky (2)Maryland (3)

The SBA 7(a) lenders funding the most Pet Supplies Plus deals in Virginia, from public loan records — typical Pet Supplies Plus loan about $934K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pet Supplies Plus in Virginia

$934K

Typical loan

range $618K–$975K

$1.04M

Est. purchase price

≈ loan ÷ 90%

$142,306

Cash to close

$103,778 down + fees

$12,086/mo

Typical payment

~9.5% · 10yr

$166,787/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

9.54%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pet Supplies Plus in Virginia

Ranked by funded Pet Supplies Plus loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.328 loans · $134M · Cleveland, OHFull record →
3.1 loans · $1M · Cuba, MOFull record →
4.1 loans · $0M · St. Louis, MOFull record →

6+ funded Pet Supplies Plus in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

R&R's Dog House LLC in Richmond, VA — $1.2M (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
128 months
SBA guaranteed
$902K (75%)
Approval → funding
48 days
Approved
6/28/2024
First disbursed
8/15/2024
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
42
Business age
Startup, Loan Funds will Open Business
Industry
Pet and Pet Supplies Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
PRP Pet Supplies Inc. in Chesapeake, VA — $934K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$701K (75%)
Approval → funding
29 days
Approved
11/7/2023
First disbursed
12/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Pet and Pet Supplies Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Pet Supplies Plus in Chesapeake, VA — $916K (2024) · purchase · First Bank
Program
Preferred Lenders Program
Rate at approval
10.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$687K (75%)
Approval → funding
19 days
Approved
9/6/2024
First disbursed
9/25/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Pet and Pet Supplies Retailers
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$102K
Est. cash at closing
$140K
Monthly payment
$12,489
Annual debt service
$150K
Cash flow needed (1.25×)
$187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
PRP Pet Supplies Inc. in Chesapeake, VA — $40K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
29 days
Approved
11/7/2023
First disbursed
12/6/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Pet and Pet Supplies Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
J J International, LLC in Sterling, VA — $975K (2023) · Peoples Bank
Program
7a General
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$731K (75%)
Approval → funding
29 days
Approved
2/7/2023
First disbursed
3/8/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Pet and Pet Supplies Retailers
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
DCHPets LLC in Williamsburg, VA — $618K (2021) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
94 months
SBA guaranteed
$557K (90%)
Approval → funding
387 days
Approved
2/10/2021
First disbursed
3/4/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Pet and Pet Supplies Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Pet Supplies Plus in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Pet Supplies Plus loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pet Supplies Plus purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$934K typical Pet Supplies Plus loan
4 lenders active in Virginia
6+ funded Virginia deals
29 days typical to fund

Buyers buying a Pet Supplies Plus in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pet Supplies Plus lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pet-supplies-plus/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=pet-supplies-plus&state=VA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.