Health & Medical · lender intelligence

How to finance a Petbar in Texas

State:

The SBA 7(a) lenders funding the most Petbar deals in Texas, from public loan records — typical Petbar loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Petbar in Texas

$417K

Typical loan

range $350K–$450K

$463K

Est. purchase price

≈ loan ÷ 90%

$61,971

Cash to close

$46,333 down + fees

$5,396/mo

Typical payment

~9.5% · 10yr

$74,465/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

5.31%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Petbar in Texas

Ranked by funded Petbar loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.618 loans · $171M · Salt Lake City, UTFull record →
2.5 loans · $4M · Houston, TXFull record →

4+ funded Petbar in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RLNJ Enterprises Inc. in Katy, TX — $450K (2022) · Zions Bank, A Division of
Program
7a General
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
22 days
Approved
11/8/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
CLASSIC SAFARIS LLC in Bellaire, TX — $417K (2022) · Stellar Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$313K (75%)
Approval → funding
73 days
Approved
3/14/2022
First disbursed
5/26/2022
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
Smicombe LLC in Sugar Land, TX — $350K (2022) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.35% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
30 days
Approved
12/29/2021
First disbursed
1/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
The Silver Sailor Corporation in Colleyville, TX — $180K (2021) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$162K (90%)
Approval → funding
6 days
Approved
6/10/2021
First disbursed
6/16/2021
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Petbar in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Petbar loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Petbar purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Zions Bank, A Division of funds the most here. CapBench is not a lender.

$350K typical Petbar loan
3 lenders active in Texas
4+ funded Texas deals
30 days typical to fund

Buyers buying a Petbar in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Petbar lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/petbar/texas
API:: https://www.capbench.com/api/public/lenders?franchise=petbar
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.