Retail & Shops · lender intelligence
How to finance a Piggly Wiggly in Alabama
The SBA 7(a) lenders funding the most Piggly Wiggly deals in Alabama, from public loan records — typical Piggly Wiggly loan about $646K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Piggly Wiggly in Alabama
$646K
Typical loan
range $646K–$646K
$718K
Est. purchase price
≈ loan ÷ 90%
$96,003
Cash to close
$71,778 down + fees
$8,359/mo
Typical payment
~9.5% · 10yr
$115,354/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
4.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Piggly Wiggly in Alabama
Ranked by funded Piggly Wiggly loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Piggly Wiggly loans in Alabama to rank yet. See Piggly Wiggly lenders nationwide →
2+ funded Piggly Wiggly in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Watkins Administration, Inc in Odenville, AL — $646K (2022) · Peoples Bank of Alabama
- Program
- 7a General
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $485K (75%)
- Approved
- 11/18/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 38
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
- Piggly Wiggly of Cedar Bluff Alabama, Inc in Cedar Bluff, AL — $646K (2022) · Peoples Bank of Alabama
- Program
- 7a General
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $485K (75%)
- Approved
- 11/18/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
Buying a Piggly Wiggly in Alabama? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Piggly Wiggly loans with a Alabama project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Piggly Wiggly purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. CapBench is not a lender.
- $646K typical Piggly Wiggly loan
- 1 lenders active in Alabama
- 2+ funded Alabama deals
Buyers buying a Piggly Wiggly in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.