Retail & Shops · lender intelligence

How to finance a Piggly Wiggly

State:

The SBA 7(a) lenders funding the most Piggly Wiggly deals, ranked from public loan records — typical Piggly Wiggly loan about $646K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Piggly Wiggly

$646K

Typical loan

range $439K–$1.08M

$718K

Est. purchase price

≈ loan ÷ 90%

$96,003

Cash to close

$71,778 down + fees

$8,359/mo

Typical payment

~9.5% · 10yr

$115,354/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

5.68%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Piggly Wiggly

Ranked by funded Piggly Wiggly loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.31 loans · $11M · Green Bay, WIFull record →
2.27 loans · $28M · Oak Ridge, LAFull record →
3.9 loans · $10M · Waukesha, WIFull record →
4.2 loans · $0M · Marinette, WIFull record →
5.75 loans · $98M · Sioux Falls, SDFull record →
6.46 loans · $47M · Asheville, NCFull record →
7.30 loans · $24M · Kansas City, MOFull record →
8.18 loans · $10M · Manitowoc, WIFull record →

23+ funded Piggly Wiggly deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Super Value Food Market LLC in Greensboro, NC — $750K (2026) · Bank of Oak Ridge
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approved
11/20/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Startup, Loan Funds will Open Business
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
Piggly Wiggly in Greensboro, NC — $750K (2026) · Bank of Oak Ridge
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
69 days
Approved
12/4/2025
First disbursed
2/11/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Startup, Loan Funds will Open Business
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
Leuenberger Enterprise, Incorporated in Graceville, FL — $1.8M (2025) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
22 days
Approved
4/8/2025
First disbursed
4/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$200K
Est. cash at closing
$275K
Monthly payment
$14,813
Annual debt service
$178K
Cash flow needed (1.25×)
$222K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
McGlashing's Grocery Inc. in Erin, TN — $350K (2024) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
16 days
Approved
1/18/2024
First disbursed
2/3/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
SGV Supermarket, Inc. in Stantonsburg, NC — $540K (2023) · Bank of Oak Ridge
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$405K (75%)
Approval → funding
4 days
Approved
10/31/2022
First disbursed
11/4/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
ONEGUIDE PROPERTY LLC in Two Rivers, WI — $4.5M (2022) · UMB Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$3.4M (75%)
Approval → funding
6 days
Approved
3/29/2022
First disbursed
4/4/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
300
Business age
New Business or 2 years or less
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Mursau Foods LLC in Coleman, WI — $927K (2022) · purchase · The Stephenson National Bank and Trust
Program
7a General
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$695K (75%)
Approval → funding
6 days
Approved
3/17/2022
First disbursed
3/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$103K
Est. cash at closing
$141K
Monthly payment
$9,946
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Stephenson National Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Watkins Administration, Inc in Odenville, AL — $646K (2022) · Peoples Bank of Alabama
Program
7a General
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$485K (75%)
Approved
11/18/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
38
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
Piggly Wiggly of Cedar Bluff Alabama, Inc in Cedar Bluff, AL — $646K (2022) · Peoples Bank of Alabama
Program
7a General
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$485K (75%)
Approved
11/18/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
Detjen Enterprises, Inc. in Princeton, WI — $439K (2022) · National Exchange Bank and Trust
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$329K (75%)
Approval → funding
27 days
Approved
8/5/2022
First disbursed
9/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
86
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by National Exchange Bank and Trust
Your business? Claim this record · Request removal
Mursau Foods LLC in Coleman, WI — $50K (2022) · purchase · The Stephenson National Bank and Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/17/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$536
Annual debt service
$6K
Cash flow needed (1.25×)
$8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Stephenson National Bank and Trust · Lender record →
Your business? Claim this record · Request removal
DSD Family, Inc in Zion, IL — $2.0M (2021) · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (90%)
Approval → funding
5 days
Approved
6/25/2021
First disbursed
6/30/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
150
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Iverson's Piggly Wiggly in Oconto Falls, WI — $1.8M (2021) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (90%)
Approval → funding
7 days
Approved
6/3/2021
First disbursed
6/10/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
90
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery (except Convenience) Stores
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$200K
Est. cash at closing
$276K
Monthly payment
$18,041
Annual debt service
$216K
Cash flow needed (1.25×)
$271K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Christian Brothers of Watertown, LLC in Watertown, WI — $1.2M (2021) · purchase · Bank First, N.A.
Program
Preferred Lenders Program
Rate at approval
3.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (90%)
Approval → funding
6 days
Approved
9/24/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery (except Convenience) Stores
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$136K
Est. cash at closing
$187K
Monthly payment
$11,972
Annual debt service
$144K
Cash flow needed (1.25×)
$180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank First, N.A. · Lender record →
Your business? Claim this record · Request removal
Fresh Valu Foods, Inc. in Atlanta, GA — $1.1M (2021) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$977K (90%)
Approval → funding
14 days
Approved
8/27/2021
First disbursed
9/10/2021
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Poynette Piggly Wiggly in Poynette, WI — $850K (2021) · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
3.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$765K (90%)
Approval → funding
9 days
Approved
5/10/2021
First disbursed
5/19/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
47
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
TTLC4 L.L.C. in Sussex, WI — $532K (2021) · purchase · Waukesha State Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$479K (90%)
Approval → funding
37 days
Approved
9/24/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
51
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery (except Convenience) Stores
If you were the buyer here
Est. deal size
$591K
Est. down payment (10%)
$59K
Est. cash at closing
$79K
Monthly payment
$5,906
Annual debt service
$71K
Cash flow needed (1.25×)
$89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Waukesha State Bank · Lender record →
Your business? Claim this record · Request removal
L&L Sisters LLC in Markesan, WI — $501K (2021) · purchase · National Exchange Bank and Trust
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$451K (90%)
Approval → funding
67 days
Approved
7/17/2021
First disbursed
9/22/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Supermarkets and Other Grocery (except Convenience) Stores
If you were the buyer here
Est. deal size
$557K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$5,379
Annual debt service
$65K
Cash flow needed (1.25×)
$81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by National Exchange Bank and Trust
Your business? Claim this record · Request removal
Iverson's Piggly Wiggly in Oconto Falls, WI — $200K (2021) · Nicolet National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
8 days
Approved
6/3/2021
First disbursed
6/11/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
90
Business age
Startup, Loan Funds will Open Business
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Poynette Piggly Wiggly in Poynette, WI — $100K (2021) · Nicolet National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (75%)
Approved
5/10/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
47
Business age
Existing or more than 2 years old
Industry
Supermarkets and Other Grocery (except Convenience) Stores
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Piggly Wiggly businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Piggly Wiggly purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Nicolet National Bank funds the most. CapBench is not a lender.

$646K typical Piggly Wiggly loan
12 lenders fund the brand
14 days typical to fund

Buyers researching a Piggly Wiggly typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Piggly Wiggly record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/piggly-wiggly
API:: https://www.capbench.com/api/public/lenders?franchise=piggly-wiggly
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.