Food & Restaurants · lender intelligence

How to finance a Pinecrest Bakery

State:

The SBA 7(a) lenders funding the most Pinecrest Bakery deals, ranked from public loan records — typical Pinecrest Bakery loan about $560K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Pinecrest Bakery

$560K

Typical loan

range $560K–$560K

$622K

Est. purchase price

≈ loan ÷ 90%

$83,222

Cash to close

$62,222 down + fees

$7,246/mo

Typical payment

~9.5% · 10yr

$99,995/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

75 days

Typical time to fund

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pinecrest Bakery

Ranked by funded Pinecrest Bakery loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.23 loans · $39M · Miami, FLFull record →

1+ funded Pinecrest Bakery deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sunny Bakery LLC in Lauderhill, FL — $560K (2025) · City National Bank of Florida
Program
7a General
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$420K (75%)
Approval → funding
75 days
Approved
2/12/2025
First disbursed
4/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by City National Bank of Florida · Lender record →
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Buying a Pinecrest Bakery? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pinecrest Bakery businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pinecrest Bakery purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. City National Bank of Florida funds the most. CapBench is not a lender.

$560K typical Pinecrest Bakery loan
1 lenders fund the brand
75 days typical to fund

Buyers researching a Pinecrest Bakery typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Pinecrest Bakery record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pinecrest-bakery
API:: https://www.capbench.com/api/public/lenders?franchise=pinecrest-bakery
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.