Food & Restaurants · lender intelligence
How to finance a Pizza@
The SBA 7(a) lenders funding the most Pizza@ deals, ranked from public loan records — typical Pizza@ loan about $287K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pizza@
$287K
Typical loan
range $287K–$287K
$319K
Est. purchase price
≈ loan ÷ 90%
$42,652
Cash to close
$31,889 down + fees
$3,953/mo
Typical payment
~11% · 10yr
$54,551/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
1
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pizza@
Ranked by funded Pizza@ loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.20 loans · $8M · Saint Petersburg, FLFull record →
1+ funded Pizza@ deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 4CARD Group Titusville, LLC in Titusville, FL — $287K (2022) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 148 months
- SBA guaranteed
- $215K (75%)
- Approval → funding
- 7 days
- Approved
- 7/21/2022
- First disbursed
- 7/28/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $319K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $2,978
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pizza@ businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pizza@ purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. BayFirst National Bank funds the most. CapBench is not a lender.
- $287K typical Pizza@ loan
- 1 lenders fund the brand
- 7 days typical to fund
Buyers researching a Pizza@ typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.