Food & Restaurants · lender intelligence

How to finance a Pizza Ranch in Kansas

State:

Colorado (2)Illinois (1)Iowa (4)Kentucky (1)Minnesota (3)Missouri (1)South Dakota (2)Tennessee (1)Wisconsin (3)

The SBA 7(a) lenders funding the most Pizza Ranch deals in Kansas, from public loan records — typical Pizza Ranch loan about $672K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Pizza Ranch in Kansas

$672K

Typical loan

range $150K–$1.30M

$747K

Est. purchase price

≈ loan ÷ 90%

$99,867

Cash to close

$74,667 down + fees

$8,696/mo

Typical payment

~9.5% · 10yr

$120,005/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

7.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pizza Ranch in Kansas

Ranked by funded Pizza Ranch loans in Kansas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $2M · Dallas, TXFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.2 loans · $0M · Pine Bluff, ARFull record →

7+ funded Pizza Ranch in Kansas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Nichols 11 LLC in Emporia, KS — $694K (2024) · Sunflower Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
254 months
SBA guaranteed
$521K (75%)
Approval → funding
260 days
Approved
5/16/2024
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Existing or more than 2 years old
Industry
Cafeterias, Grill Buffets, and Buffets
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
George Washington, LLC in Anthony, KS — $672K (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
184 months
SBA guaranteed
$504K (75%)
Approval → funding
3 days
Approved
10/31/2022
First disbursed
11/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
George Washington, LLC in Anthony, KS — $50K (2023) · First Bank of the Lake
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
4 days
Approved
10/31/2022
First disbursed
11/4/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
WESSCO VENTURES, INC. in Wichita, KS — $1.7M (2020) · Simmons Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
70 days
Approved
10/22/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
95
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
NickDan LLC in Emporia, KS — $1.3M (2020) · purchase · Sunflower Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.09% variable
Term
300 mo (25 yrs)
SBA guaranteed
$972K (75%)
Approval → funding
19 days
Approved
3/12/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Change of Ownership
Industry
Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$144K
Est. cash at closing
$197K
Monthly payment
$7,644
Annual debt service
$92K
Cash flow needed (1.25×)
$115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
Nichols 11 LLC in Emporia, KS — $528K (2020) · purchase · Sunflower Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.49% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$396K (75%)
Approval → funding
19 days
Approved
3/12/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Change of Ownership
Industry
Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
Est. deal size
$587K
Est. down payment (10%)
$59K
Est. cash at closing
$78K
Monthly payment
$5,728
Annual debt service
$69K
Cash flow needed (1.25×)
$86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
Nichols 11 LLC in Emporia, KS — $150K (2020) · purchase · Sunflower Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
19 days
Approved
3/12/2020
First disbursed
3/31/2020
Loan status
Paid in full (8/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Change of Ownership
Industry
Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,684
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Pizza Ranch in Kansas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Pizza Ranch loans with a Kansas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pizza Ranch purchase in Kansas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kansas deals. Sunflower Bank National Association funds the most here. CapBench is not a lender.

$672K typical Pizza Ranch loan
3 lenders active in Kansas
7+ funded Kansas deals
19 days typical to fund

Buyers buying a Pizza Ranch in Kansas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Pizza Ranch lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pizza-ranch/kansas
API:: https://www.capbench.com/api/public/lenders?franchise=pizza-ranch&state=KS
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.