Food & Restaurants · lender intelligence
How to finance a Pizza Ranch in Iowa
The SBA 7(a) lenders funding the most Pizza Ranch deals in Iowa, from public loan records — typical Pizza Ranch loan about $672K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pizza Ranch in Iowa
$470K
Typical loan
range $220K–$995K
$522K
Est. purchase price
≈ loan ÷ 90%
$69,803
Cash to close
$52,189 down + fees
$6,078/mo
Typical payment
~9.5% · 10yr
$83,876/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
3
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pizza Ranch in Iowa
Ranked by funded Pizza Ranch loans in Iowa. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Sac City, IAFull record →
4+ funded Pizza Ranch in Iowa deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Mason City PR, Inc. in Mason City, IA — $995K (2024) · Iowa State Bank
- Program
- 7a General
- Rate at approval
- 8.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $746K (75%)
- Approved
- 12/22/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Iowa State Bank · Lender record →
Your business? Claim this record · Request removal
- Hershey Homestead Inc in Independence, IA — $470K (2024) · purchase · Community Bank of Oelwein
- Program
- 7a General
- Rate at approval
- 9% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $329K (70%)
- Approval → funding
- 21 days
- Approved
- 9/18/2024
- First disbursed
- 10/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $522K
- Est. down payment (10%)
- $52K
- Est. cash at closing
- $70K
- Monthly payment
- $7,557
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank of Oelwein
Your business? Claim this record · Request removal
- Hershey Ranch Inc. in Oelwein, IA — $149K (2024) · Community Bank of Oelwein
- Program
- 7a General
- Rate at approval
- 9% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $127K (85%)
- Approval → funding
- 26 days
- Approved
- 7/18/2024
- First disbursed
- 8/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Community Bank of Oelwein
Your business? Claim this record · Request removal
- BAD Properties, LLC in Pocahontas, IA — $220K (2022) · purchase · United Bank of Iowa
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% fixed
- Term
- 261 months
- SBA guaranteed
- $165K (75%)
- Approval → funding
- 3 days
- Approved
- 1/3/2022
- First disbursed
- 1/6/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $244K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $33K
- Monthly payment
- $1,234
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Bank of Iowa
Your business? Claim this record · Request removal
Buying a Pizza Ranch in Iowa? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pizza Ranch loans with a Iowa project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pizza Ranch purchase in Iowa with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Iowa deals. Iowa State Bank funds the most here. CapBench is not a lender.
- $672K typical Pizza Ranch loan
- 3 lenders active in Iowa
- 4+ funded Iowa deals
- 21 days typical to fund
Buyers buying a Pizza Ranch in Iowa typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.