Franchise · lender intelligence

How to finance a PMI

State:

The SBA 7(a) lenders funding the most PMI deals, ranked from public loan records — typical PMI loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance PMI

$150K

Typical loan

range $150K–$700K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

32 days

Typical time to fund

Lenders competing

more = leverage

9.73%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with PMI

Ranked by funded PMI loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.103 loans · $64M · Indiana, PAFull record →

16+ funded PMI deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KAPS Unlimited LLC, a Texas Limited Liability Company in Lakeway, TX — $925K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$694K (75%)
Approved
1/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Offices of Real Estate Agents and Brokers
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$103K
Est. cash at closing
$141K
Monthly payment
$11,345
Annual debt service
$136K
Cash flow needed (1.25×)
$170K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Experience Property Group, Inc. in Groton, CT — $700K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$525K (75%)
Approval → funding
20 days
Approved
12/11/2025
First disbursed
12/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Residential Property Managers
If you were the buyer here
Est. deal size
$778K
Est. down payment (10%)
$78K
Est. cash at closing
$104K
Monthly payment
$8,867
Annual debt service
$106K
Cash flow needed (1.25×)
$133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Missouri Star Investments, LLC dba PMI Collin in Mckinney, TX — $150K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
19 days
Approved
11/13/2025
First disbursed
12/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
PROCURATIO RES, LLC in Tulsa, OK — $150K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
2/5/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
BONE ASH ENTERPRISES, LLC in Grand Haven, MI — $150K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
3/5/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Rare Species Group Inc. in Sherman Oaks, CA — $150K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
3/9/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Sevens Group LLC in Pawcatuck, CT — $126K (2026) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$107K (85%)
Approved
3/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Greater Southwest Florida Properties Inc. in Sarasota, FL — $3.2M (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
167 months
SBA guaranteed
$2.4M (75%)
Approval → funding
38 days
Approved
9/22/2025
First disbursed
10/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
New Business or 2 years or less
Industry
Residential Property Managers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Atha Enterprises OH LLC in Canton, OH — $1.4M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.93% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
19 days
Approved
9/11/2025
First disbursed
9/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
67
Business age
Change of Ownership
Industry
Residential Property Managers
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$158K
Est. cash at closing
$217K
Monthly payment
$17,934
Annual debt service
$215K
Cash flow needed (1.25×)
$269K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
EAGLESTONE PROPERTY MANAGEMENT LLC in Clarkston, MI — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
10 days
Approved
8/8/2025
First disbursed
8/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
HIGHLAND MANAGEMENT LLC dba PMI HIGHLAND RIDGE in Nashville, TN — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
105 days
Approved
8/13/2025
First disbursed
11/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Epic Capital Ventures, Inc. in Menifee, CA — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
8/18/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
AhNest, LLC dba PMI Centennial in Johns Creek, GA — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
27 days
Approved
8/22/2025
First disbursed
9/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Epic Capital Ventures, Inc. dba PMI CITRUS VALLEY in Menifee, CA — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
59 days
Approved
9/15/2025
First disbursed
11/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
BayView Investments, LLC dba PMI Thames River in Gales Ferry, CT — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
32 days
Approved
9/25/2025
First disbursed
10/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Greater Southwest Florida Properties Inc. in Sarasota, FL — $100K (2025) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
119 months
SBA guaranteed
$50K (50%)
Approval → funding
38 days
Approved
9/22/2025
First disbursed
10/30/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
New Business or 2 years or less
Industry
Residential Property Managers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a PMI? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PMI businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a PMI purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$150K typical PMI loan
3 lenders fund the brand
32 days typical to fund

Buyers researching a PMI typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker PMI record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pmi
API:: https://www.capbench.com/api/public/lenders?franchise=pmi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.