Food & Restaurants · lender intelligence

How to finance a Poki Bowl

State:

The SBA 7(a) lenders funding the most Poki Bowl deals, ranked from public loan records — typical Poki Bowl loan about $294K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Poki Bowl

$294K

Typical loan

range $125K–$350K

$327K

Est. purchase price

≈ loan ÷ 90%

$43,692

Cash to close

$32,667 down + fees

$4,050/mo

Typical payment

~11% · 10yr

$55,890/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

76 days

Typical time to fund

Lenders competing

more = leverage

9.04%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Poki Bowl

Ranked by funded Poki Bowl loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.154 loans · $26M · San Diego, CAFull record →
3.3 loans · $2M · Minneapolis, MNFull record →
4.149 loans · $135M · Mukwonago, WIFull record →
5.575 loans · $220M · De Graff, OHFull record →

7+ funded Poki Bowl deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Poki Bowl Ontario LLC in Ontario, CA — $350K (2023) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
12.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
28 days
Approved
2/7/2023
First disbursed
3/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Poki Bowl Fayetteville LLC in Fayetteville, NC — $337K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$253K (75%)
Approved
4/4/2023
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
P B K LOOS-LUBLIN LLC in Miami, FL — $150K (2023) · Northeast Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
6 days
Approved
9/29/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
Poki Bowl Fayetteville LLC in Fayetteville, NC — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
4/4/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Haute Poke LLC in Franklin, TN — $393K (2022) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
97 months
SBA guaranteed
$295K (75%)
Approval → funding
76 days
Approved
3/18/2022
First disbursed
6/2/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Cape Fear Poki, LLC in Wilmington, NC — $294K (2022) · Luminate Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
149 days
Approved
11/10/2021
First disbursed
4/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Luminate Bank
Your business? Claim this record · Request removal
ACE Properties 2005 Corp. in Trophy Club, TX — $125K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$106K (85%)
Approved
4/5/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Poki Bowl? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Poki Bowl businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Poki Bowl purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$294K typical Poki Bowl loan
6 lenders fund the brand
76 days typical to fund

Buyers researching a Poki Bowl typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Poki Bowl record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/poki-bowl
API:: https://www.capbench.com/api/public/lenders?franchise=poki-bowl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.