Franchise · lender intelligence

How to finance a Poolwerx in Texas

State:

The SBA 7(a) lenders funding the most Poolwerx deals in Texas, from public loan records — typical Poolwerx loan about $150K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Poolwerx in Texas

$210K

Typical loan

range $150K–$267K

$233K

Est. purchase price

≈ loan ÷ 90%

$31,208

Cash to close

$23,333 down + fees

$3,074/mo

Typical payment

~12.5% · 10yr

$42,421/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

8.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Poolwerx in Texas

Ranked by funded Poolwerx loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.9 loans · $1M · Austin, TXFull record →
3.2 loans · $1M · Odessa, TXFull record →
4.149 loans · $135M · Mukwonago, WIFull record →
5.575 loans · $220M · De Graff, OHFull record →
6.12 loans · $5M · Durham, NCFull record →

9+ funded Poolwerx in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JTKT Enterprises Inc. in Montgomery, TX — $775K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$581K (75%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
Est. deal size
$861K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$10,028
Annual debt service
$120K
Cash flow needed (1.25×)
$150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
PLKN Enterprises, LLC in Haslet, TX — $485K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$364K (75%)
Approval → funding
14 days
Approved
12/9/2024
First disbursed
12/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Vivid Pools, Inc. in Brownsville, TX — $150K (2025) · Mechanics and Farmers Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
34 days
Approved
3/6/2025
First disbursed
4/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by Mechanics and Farmers Bank · Lender record →
Your business? Claim this record · Request removal
PLKN Enterprises, LLC in Haslet, TX — $55K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
84 mo (7 yrs)
SBA guaranteed
$28K (50%)
Approval → funding
12 days
Approved
7/10/2025
First disbursed
7/22/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Midessa Pools, LLC. in Midland, TX — $267K (2023) · SouthWest Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (75%)
Approval → funding
0 days
Approved
10/18/2022
First disbursed
10/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by SouthWest Bank · Lender record →
Your business? Claim this record · Request removal
Pronghorn Place, Inc in Montgomery, TX — $250K (2023) · TransPecos Banks, SSB.
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
4 days
Approved
4/26/2023
First disbursed
4/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by TransPecos Banks, SSB.
Your business? Claim this record · Request removal
Poolwerx Mansfield in Mansfield, TX — $210K (2023) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
93 months
SBA guaranteed
$158K (75%)
Approval → funding
13 days
Approved
12/23/2022
First disbursed
1/5/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Retailers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
S.B.B.O Group Incorporated in Richmond, TX — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
29 days
Approved
6/1/2022
First disbursed
6/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
McKlou Enterprises LLC in Haslet, TX — $203K (2021) · PeopleFund
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$182K (90%)
Approval → funding
10 days
Approved
4/16/2021
First disbursed
4/26/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Trade Contractors
Funded by PeopleFund · Lender record →
Your business? Claim this record · Request removal

Buying a Poolwerx in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Poolwerx loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Poolwerx purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$150K typical Poolwerx loan
8 lenders active in Texas
9+ funded Texas deals
13 days typical to fund

Buyers buying a Poolwerx in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Poolwerx lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/poolwerx/texas
API:: https://www.capbench.com/api/public/lenders?franchise=poolwerx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.