Franchise · lender intelligence

How to finance a Poolwerx

State:

The SBA 7(a) lenders funding the most Poolwerx deals, ranked from public loan records — typical Poolwerx loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Poolwerx

$150K

Typical loan

range $150K–$250K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

8.87%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Poolwerx

Ranked by funded Poolwerx loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.9 loans · $1M · Austin, TXFull record →
4.2 loans · $1M · Odessa, TXFull record →
5.15 loans · $4M · Waverly, NEFull record →
6.79 loans · $53M · Gulfport, MSFull record →
7.149 loans · $135M · Mukwonago, WIFull record →
8.12 loans · $5M · Durham, NCFull record →
9.97 loans · $96M · Raleigh, NCFull record →

17+ funded Poolwerx deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JTKT Enterprises Inc. in Montgomery, TX — $775K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$581K (75%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
Est. deal size
$861K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$10,028
Annual debt service
$120K
Cash flow needed (1.25×)
$150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Heath Street Pool Solutions LLC in Madison, MS — $140K (2026) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$119K (85%)
Approved
3/19/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Trade Contractors
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
PLKN Enterprises, LLC in Haslet, TX — $485K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$364K (75%)
Approval → funding
14 days
Approved
12/9/2024
First disbursed
12/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Central OH Home Services LLC dba POOLWERX N COLUMBUS in Columbus, OH — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
15 days
Approved
3/18/2025
First disbursed
4/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
SC Pool Services LLC dba POOLWERX in Wildomar, CA — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
90 days
Approved
11/1/2024
First disbursed
1/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Vivid Pools, Inc. in Brownsville, TX — $150K (2025) · Mechanics and Farmers Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
34 days
Approved
3/6/2025
First disbursed
4/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by Mechanics and Farmers Bank · Lender record →
Your business? Claim this record · Request removal
Perfect Splash LLC in Huger, SC — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
8 days
Approved
3/10/2025
First disbursed
3/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
PLKN Enterprises, LLC in Haslet, TX — $55K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
84 mo (7 yrs)
SBA guaranteed
$28K (50%)
Approval → funding
12 days
Approved
7/10/2025
First disbursed
7/22/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Southern Pools & Spas, Inc. in Greer, SC — $344K (2024) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.22% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$258K (75%)
Approval → funding
8 days
Approved
7/23/2024
First disbursed
7/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hot Mess Jess, LLC in Noblesville, IN — $100K (2024) · Horizon Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
24 mo (2 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
27 days
Approved
5/16/2024
First disbursed
6/12/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by Horizon Bank · Lender record →
Your business? Claim this record · Request removal
Midessa Pools, LLC. in Midland, TX — $267K (2023) · SouthWest Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (75%)
Approval → funding
0 days
Approved
10/18/2022
First disbursed
10/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by SouthWest Bank · Lender record →
Your business? Claim this record · Request removal
Pronghorn Place, Inc in Montgomery, TX — $250K (2023) · TransPecos Banks, SSB.
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
4 days
Approved
4/26/2023
First disbursed
4/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by TransPecos Banks, SSB.
Your business? Claim this record · Request removal
Poolwerx Mansfield in Mansfield, TX — $210K (2023) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
93 months
SBA guaranteed
$158K (75%)
Approval → funding
13 days
Approved
12/23/2022
First disbursed
1/5/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Retailers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
S.B.B.O Group Incorporated in Richmond, TX — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
29 days
Approved
6/1/2022
First disbursed
6/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
HygieniKleen, LLC in Myrtle Beach, SC — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
18 days
Approved
3/18/2022
First disbursed
4/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
McKlou Enterprises LLC in Haslet, TX — $203K (2021) · PeopleFund
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$182K (90%)
Approval → funding
10 days
Approved
4/16/2021
First disbursed
4/26/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Trade Contractors
Funded by PeopleFund · Lender record →
Your business? Claim this record · Request removal
M.E.H. Pool Services, Inc. in Phoenix, AZ — $218K (2020) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
119 months
SBA guaranteed
$164K (75%)
Approval → funding
6 days
Approved
3/25/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$242K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$2,463
Annual debt service
$30K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Poolwerx businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Poolwerx purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$150K typical Poolwerx loan
12 lenders fund the brand
14 days typical to fund

Buyers researching a Poolwerx typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Poolwerx record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/poolwerx
API:: https://www.capbench.com/api/public/lenders?franchise=poolwerx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.