Business Services · lender intelligence

How to finance a PostNet in Tennessee

State:

The SBA 7(a) lenders funding the most PostNet deals in Tennessee, from public loan records — typical PostNet loan about $200K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance PostNet in Tennessee

$168K

Typical loan

range $35K–$295K

$186K

Est. purchase price

≈ loan ÷ 90%

$24,937

Cash to close

$18,644 down + fees

$2,456/mo

Typical payment

~12.5% · 10yr

$33,893/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

31 days

Typical time to fund

Lenders competing

more = leverage

9.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with PostNet in Tennessee

Ranked by funded PostNet loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →

4+ funded PostNet in Tennessee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

LSLK LLC in Dayton, TN — $295K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
31 days
Approved
3/18/2025
First disbursed
4/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LSLK LLC in Dayton, TN — $35K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approved
3/18/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Shiv Shakti Krupa, LLC in Smyrna, TN — $168K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$126K (75%)
Approval → funding
6 days
Approved
9/1/2022
First disbursed
9/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Shiv Shakti Krupa, LLC in Smyrna, TN — $15K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$8K (50%)
Approved
9/1/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a PostNet in Tennessee? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded PostNet loans with a Tennessee project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a PostNet purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$200K typical PostNet loan
1 lenders active in Tennessee
4+ funded Tennessee deals
31 days typical to fund

Buyers buying a PostNet in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All PostNet lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/postnet/tennessee
API:: https://www.capbench.com/api/public/lenders?franchise=postnet
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.