Business Services · lender intelligence

How to finance a PostNet

State:

The SBA 7(a) lenders funding the most PostNet deals, ranked from public loan records — typical PostNet loan about $200K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance PostNet

$200K

Typical loan

range $135K–$260K

$222K

Est. purchase price

≈ loan ÷ 90%

$29,722

Cash to close

$22,222 down + fees

$2,928/mo

Typical payment

~12.5% · 10yr

$40,406/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

8.48%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with PostNet

Ranked by funded PostNet loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →
3.72 loans · $30M · Oconomowoc, WIFull record →
4.1,025 loans · $292M · Berkeley Heights, NJFull record →
5.41 loans · $21M · Wichita, KSFull record →
6.138 loans · $276M · Sioux Falls, SDFull record →
7.9 loans · $10M · Garden City Park, NYFull record →
8.20 loans · $8M · Saint Petersburg, FLFull record →

24+ funded PostNet deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

1135 001 LLC in Alexandria, VA — $344K (2026) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$258K (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Lapomik Energies LLC in Houston, TX — $200K (2026) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approved
12/3/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
1135 001 LLC in Alexandria, VA — $25K (2026) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
1/23/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Crimson Investment Enterprises L.L.C. in Evansville, IN — $346K (2025) · Field & Main Bank
Program
7a General
Rate at approval
8.5% variable
Term
126 months
SBA guaranteed
$260K (75%)
Approval → funding
20 days
Approved
8/5/2025
First disbursed
8/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Field & Main Bank
Your business? Claim this record · Request removal
LSLK LLC in Dayton, TN — $295K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
31 days
Approved
3/18/2025
First disbursed
4/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
A5 PROFESSIONAL SOLUTIONS, LLC in Richmond, TX — $281K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$211K (75%)
Approval → funding
58 days
Approved
2/26/2025
First disbursed
4/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ONN Paradise Print & Solutions LLC in Sterling, VA — $260K (2025) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
10 days
Approved
9/29/2025
First disbursed
10/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
C & D Florida Partners LLC in Lake Worth, FL — $250K (2025) · iTHINK Financial CU
Program
7a General
Rate at approval
10.75% variable
Term
123 months
SBA guaranteed
$188K (75%)
Approval → funding
33 days
Approved
11/14/2024
First disbursed
12/17/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
Jordan Family First Corp. in Jamaica, NY — $244K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$183K (75%)
Approval → funding
68 days
Approved
9/18/2025
First disbursed
11/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Wise Ink LLC in Wichita, KS — $98K (2025) · purchase · Emprise Bank
Program
Preferred Lenders Program
Rate at approval
7.84% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$83K (85%)
Approval → funding
7 days
Approved
8/22/2025
First disbursed
8/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Other Business Service Centers (including Copy Shops)
If you were the buyer here
Est. deal size
$109K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,182
Annual debt service
$14K
Cash flow needed (1.25×)
$18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
A5 PROFESSIONAL SOLUTIONS, LLC in Richmond, TX — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
281 days
Approved
2/26/2025
First disbursed
12/4/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LSLK LLC in Dayton, TN — $35K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approved
3/18/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
POST SECTOR INCORPORATED in Bronx, NY — $350K (2023) · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
12.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
4 days
Approved
6/22/2023
First disbursed
6/26/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Other Business Service Centers (including Copy Shops)
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
PostNet AZ-159 in Sun City, AZ — $205K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$154K (75%)
Approval → funding
19 days
Approved
1/19/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Postal Service
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
A.B.P.R. Logistics LLC in Brooklyn, NY — $244K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$183K (75%)
Approval → funding
14 days
Approved
6/23/2022
First disbursed
7/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Commercial Printing (except Screen and Books)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LRJW LLC in Newburgh, IN — $210K (2022) · purchase · Field & Main Bank
Program
7a General
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
29 days
Approved
6/6/2022
First disbursed
7/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$233K
Est. down payment (10%)
$23K
Est. cash at closing
$31K
Monthly payment
$2,385
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Field & Main Bank
Your business? Claim this record · Request removal
Shiv Shakti Krupa, LLC in Smyrna, TN — $168K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$126K (75%)
Approval → funding
6 days
Approved
9/1/2022
First disbursed
9/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CPN Leland, LLC in Leland, NC — $160K (2022) · Partner Community Capital
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
7.25% fixed
Term
130 months
SBA guaranteed
$120K (75%)
Approval → funding
92 days
Approved
11/24/2021
First disbursed
2/24/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Office Supplies and Stationery Stores
Funded by Partner Community Capital
Your business? Claim this record · Request removal
PostNet of Mt Pleasant in Mount Pleasant, SC — $135K (2022) · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (85%)
Approval → funding
20 days
Approved
8/18/2022
First disbursed
9/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
A.B.P.R. Logistics LLC in Brooklyn, NY — $25K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
6/23/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Commercial Printing (except Screen and Books)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a PostNet? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PostNet businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a PostNet purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$200K typical PostNet loan
12 lenders fund the brand
29 days typical to fund

Buyers researching a PostNet typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker PostNet record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/postnet
API:: https://www.capbench.com/api/public/lenders?franchise=postnet
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.