Food & Restaurants · lender intelligence

How to finance a PrimoHoagies in Florida

State:

The SBA 7(a) lenders funding the most PrimoHoagies deals in Florida, from public loan records — typical PrimoHoagies loan about $338K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance PrimoHoagies in Florida

$536K

Typical loan

range $238K–$555K

$596K

Est. purchase price

≈ loan ÷ 90%

$79,656

Cash to close

$59,556 down + fees

$6,936/mo

Typical payment

~9.5% · 10yr

$95,717/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

10.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with PrimoHoagies in Florida

Ranked by funded PrimoHoagies loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.79 loans · $53M · Gulfport, MSFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.88 loans · $96M · Muncie, INFull record →

6+ funded PrimoHoagies in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

W. Mammoth Holdings, LLC in Gainesville, FL — $238K (2024) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$179K (75%)
Approval → funding
7 days
Approved
5/7/2024
First disbursed
5/14/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Willy's Primo Store 3, LLC in Gainesville, FL — $555K (2023) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
99 months
SBA guaranteed
$416K (75%)
Approval → funding
20 days
Approved
8/17/2023
First disbursed
9/6/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Willy's Primo Store 1, LLC in Tallahassee, FL — $536K (2023) · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
99 months
SBA guaranteed
$402K (75%)
Approval → funding
7 days
Approved
5/4/2023
First disbursed
5/11/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Fifty Toes, Inc. in Stuart, FL — $349K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
1 days
Approved
6/21/2023
First disbursed
6/22/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Fifty Toes, Inc. in Stuart, FL — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
14 days
Approved
6/21/2023
First disbursed
7/5/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Primo Hoagies in Fort Lauderdale, FL — $1.0M (2022) · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$785K (75%)
Approval → funding
13 days
Approved
10/28/2021
First disbursed
11/10/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
41
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal

Buying a PrimoHoagies in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded PrimoHoagies loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a PrimoHoagies purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Hancock Whitney Bank funds the most here. CapBench is not a lender.

$338K typical PrimoHoagies loan
3 lenders active in Florida
6+ funded Florida deals
13 days typical to fund

Buyers buying a PrimoHoagies in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All PrimoHoagies lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/primohoagies/florida
API:: https://www.capbench.com/api/public/lenders?franchise=primohoagies
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.