Food & Restaurants · lender intelligence
How to finance a PrimoHoagies
The SBA 7(a) lenders funding the most PrimoHoagies deals, ranked from public loan records — typical PrimoHoagies loan about $338K, 0% failure rate across 38 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance PrimoHoagies
$338K
Typical loan
range $185K–$532K
$376K
Est. purchase price
≈ loan ÷ 90%
$50,231
Cash to close
$37,556 down + fees
$4,656/mo
Typical payment
~11% · 10yr
$64,253/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
14 days
Typical time to fund
21
Lenders competing
more = leverage
8.86%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with PrimoHoagies
Ranked by funded PrimoHoagies loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.79 loans · $53M · Gulfport, MSFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.105 loans · $72M · Wilmington, DEFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.328 loans · $134M · Cleveland, OHFull record →
- 6.1,322 loans · $185M · Wilmington, DEFull record →
- 7.1,296 loans · $1.4B · Wilmington, NCFull record →
- 8.19 loans · $5M · Roseville, CAFull record →
- 9.3,264 loans · $846M · Miami, FLFull record →
- 10.3 loans · $0M · Springfield, MAFull record →
- 11.8 loans · $2M · Latham, NYFull record →
- 12.318 loans · $229M · Osage Beach, MOFull record →
- 13.13 loans · $4M · Dunmore, PAFull record →
- 14.4 loans · $7M · Kansas City, MOFull record →
- 15.9 loans · $10M · Latham, NYFull record →
- 16.25 loans · $29M · Jersey City, NJFull record →
- 17.34 loans · $57M · Charlotte, NCFull record →
- 18.88 loans · $96M · Muncie, INFull record →
- 19.7 loans · $3M · Walnut Creek, CAFull record →
- 20.27 loans · $30M · Southampton, PAFull record →
38+ funded PrimoHoagies deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Dapyr Enterprises LLC in Middletown, DE — $549K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $411K (75%)
- Approved
- 1/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Conshohocken Primohoagies LLC in Conshohocken, PA — $288K (2026) · NYBDC Local Development Corporation dba Pursuit Community Finance
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $216K (75%)
- Approved
- 12/17/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by NYBDC Local Development Corporation dba Pursuit Community Finance · Lender record →
Your business? Claim this record · Request removal
- MCG PRIMO ROCKAWAY LLC in Wayne, NJ — $250K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 22 days
- Approved
- 3/6/2025
- First disbursed
- 3/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,587
- Annual debt service
- $43K
- Cash flow needed (1.25×)
- $54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- MCG PRIMO ROCKAWAY LLC in Rockaway, NJ — $150K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 8/5/2025
- First disbursed
- 8/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- 44 MORRISTOWN PARTNERS LLC in Morristown, NJ — $620K (2024) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 33 days
- Approved
- 10/5/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Provident Bank · Lender record →
Your business? Claim this record · Request removal
- P-Mo Hoagies, LLC in Rochester, NY — $500K (2024) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.99% variable
- Term
- 126 months
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 4 days
- Approved
- 2/23/2024
- First disbursed
- 2/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- Block Island Bass Company, Inc. in Chicopee, MA — $440K (2024) · New Valley Bank & Trust
- Program
- 7a General
- Rate at approval
- 8.25% fixed
- Term
- 128 months
- SBA guaranteed
- $330K (75%)
- Approval → funding
- 122 days
- Approved
- 5/31/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by New Valley Bank & Trust · Lender record →
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- Gk Sub Shop I, LLC in Latham, NY — $423K (2024) · New York Business Development Corporation
- Program
- 7a General
- Rate at approval
- 8.67% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $317K (75%)
- Approval → funding
- 56 days
- Approved
- 1/18/2024
- First disbursed
- 3/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Unanswered
- Industry
- Limited-Service Restaurants
Funded by New York Business Development Corporation · Lender record →
Your business? Claim this record · Request removal
- CuteAnnie LLC in Paoli, PA — $258K (2024) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $219K (85%)
- Approved
- 10/3/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $287K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $38K
- Monthly payment
- $6,731
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- W. Mammoth Holdings, LLC in Gainesville, FL — $238K (2024) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $179K (75%)
- Approval → funding
- 7 days
- Approved
- 5/7/2024
- First disbursed
- 5/14/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- W. Mammoth Holdings, LLC in New Orleans, LA — $80K (2024) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 112 months
- SBA guaranteed
- $60K (75%)
- Approval → funding
- 7 days
- Approved
- 5/7/2024
- First disbursed
- 5/14/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Best with Besser LLC in Tannersville, PA — $560K (2023) · Wilmington Savings Fund Society FSB
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 107 months
- SBA guaranteed
- $420K (75%)
- Approval → funding
- 20 days
- Approved
- 2/14/2023
- First disbursed
- 3/6/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Willy's Primo Store 3, LLC in Gainesville, FL — $555K (2023) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 99 months
- SBA guaranteed
- $416K (75%)
- Approval → funding
- 20 days
- Approved
- 8/17/2023
- First disbursed
- 9/6/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Willy's Primo Store 2, LLC in New Orleans, LA — $545K (2023) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 102 months
- SBA guaranteed
- $409K (75%)
- Approval → funding
- 8 days
- Approved
- 8/23/2023
- First disbursed
- 8/31/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Willy's Primo Store 1, LLC in Tallahassee, FL — $536K (2023) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 99 months
- SBA guaranteed
- $402K (75%)
- Approval → funding
- 7 days
- Approved
- 5/4/2023
- First disbursed
- 5/11/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Stil-Mor Holdings, LLC in Wilmington, NC — $532K (2023) · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $399K (75%)
- Approval → funding
- 8 days
- Approved
- 5/8/2023
- First disbursed
- 5/16/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- Fifty Toes, Inc. in Stuart, FL — $349K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 1 days
- Approved
- 6/21/2023
- First disbursed
- 6/22/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Primo Hoagies Glassboro in Glassboro, NJ — $268K (2023) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $201K (75%)
- Approval → funding
- 70 days
- Approved
- 2/8/2023
- First disbursed
- 4/19/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- G&C Food Group, LLC in Denver, CO — $150K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 104 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 5/23/2023
- First disbursed
- 6/7/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
- SOS8710, LLC in Dresher, PA — $50K (2023) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 8 days
- Approved
- 4/18/2023
- First disbursed
- 4/26/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a PrimoHoagies? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PrimoHoagies businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a PrimoHoagies purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Hancock Whitney Bank funds the most. CapBench is not a lender.
- $338K typical PrimoHoagies loan
- 0% failure rate (FY20–23)
- 21 lenders fund the brand
- 14 days typical to fund
Buyers researching a PrimoHoagies typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.