Food & Restaurants · lender intelligence
How to finance a Project Lean Nation
The SBA 7(a) lenders funding the most Project Lean Nation deals, ranked from public loan records — typical Project Lean Nation loan about $237K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Project Lean Nation
$237K
Typical loan
range $50K–$300K
$263K
Est. purchase price
≈ loan ÷ 90%
$35,221
Cash to close
$26,333 down + fees
$3,469/mo
Typical payment
~12.5% · 10yr
$47,872/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
38 days
Typical time to fund
6
Lenders competing
more = leverage
10.01%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Project Lean Nation
Ranked by funded Project Lean Nation loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.62 loans · $34M · Winter Haven, FLFull record →
- 3.1 loans · $1M · Lincoln, NEFull record →
- 4.4 loans · $3M · Atlanta, GAFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.15 loans · $15M · Houston, MOFull record →
14+ funded Project Lean Nation deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hayes Investments LLC in Gastonia, NC — $387K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $290K (75%)
- Approval → funding
- 20 days
- Approved
- 1/13/2026
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mobile Food Services
Funded by The Huntington National Bank · Lender record →
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- PLN Store 001 LLC in Orlando, FL — $291K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $218K (75%)
- Approved
- 1/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mobile Food Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Project LeanNation Highland Creek in Huntersville, NC — $190K (2026) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approved
- 3/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Food Retailers
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Hayes Investments LLC in Gastonia, NC — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/13/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mobile Food Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PLN Store 001 LLC in Orlando, FL — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/24/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mobile Food Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lorel Group Incorporated in Cincinnati, OH — $306K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $230K (75%)
- Approved
- 9/22/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mobile Food Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Troy Dorner, LLC in Chesterfield, MO — $304K (2025) · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $228K (75%)
- Approval → funding
- 132 days
- Approved
- 12/12/2024
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
- TKCZFoods LLC in Mount Pleasant, SC — $300K (2025) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 21 days
- Approved
- 9/24/2025
- First disbursed
- 10/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- EATON CLEAN VENTURES LLC in West Des Moines, IA — $285K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 9 days
- Approved
- 5/20/2025
- First disbursed
- 5/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PLN MORGANTOWN in Morgantown, WV — $200K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 38 days
- Approved
- 8/19/2025
- First disbursed
- 9/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Diet and Weight Reducing Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- EATON CLEAN VENTURES LLC in West Des Moines, IA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 5/19/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PLN MORGANTOWN in Morgantown, WV — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.65% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 38 days
- Approved
- 8/19/2025
- First disbursed
- 9/26/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Diet and Weight Reducing Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Thomas Wellness Initiative LLC in Atlanta, GA — $235K (2024) · Georgia's Own Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 84 days
- Approved
- 6/20/2024
- First disbursed
- 9/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Georgia's Own Credit Union · Lender record →
Your business? Claim this record · Request removal
- ACP PLN1 LLC in Fort Mill, SC — $237K (2023) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 129 months
- SBA guaranteed
- $178K (75%)
- Approval → funding
- 112 days
- Approved
- 12/19/2022
- First disbursed
- 4/10/2023
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Project Lean Nation? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Project Lean Nation businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Project Lean Nation purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $237K typical Project Lean Nation loan
- 6 lenders fund the brand
- 38 days typical to fund
Buyers researching a Project Lean Nation typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.